I am assisting my sister sell her flat in Ashbourne. Will the conveyancer commission an energy performance certificate or do I organise this?
After the demise of HIPs, energy assessments was retained a compulsory part of moving house. An EPC must be to hand before the property is advertised. This is not a task that solicitors normally arrange. Where you are using a Ashbourne conveyancing practitioner they may help arrange energy assessments due to their relationships with reputable Ashbourne assessors
A friend informed me that in buying a property in Ashbourne there could be various restrictions prohibiting external alterations to a property. Is this right?
There are anumerous of properties in Ashbourne which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Ashbourne should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I recently had an offer accepted on an apartment in Ashbourne. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. A couple of days later, the conveyancer called me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
A colleague advised me that where I am buying in Ashbourne I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Ashbourne conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Ashbourne around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Ashbourne Education with maps and statistics, Local Amenities and other useful data concerning Ashbourne.
How does conveyancing in Ashbourne differ for new build properties?
Most buyers of new build premises in Ashbourne approach us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Ashbourne tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Ashbourne or who has acted in the same development.
I need to retain a conveyancing solicitor for residential conveyancing in Ashbourne. I have land on a site which appears to be the ideal offering If it is possible to get all this stuff done via email that would be preferable. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am in need of some leasehold conveyancing in Ashbourne. Before diving in I require certainty as to the number of years remaining on the lease.
Assuming the lease is registered - and almost all are in Ashbourne - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I inherited a garden flat in Ashbourne, conveyancing was carried out half a dozen years ago. How much will my lease extension cost? Equivalent flats in Ashbourne with a long lease are worth £191,000. The average or mid-range amount of ground rent is £55 invoiced annually. The lease runs out on 21st October 2078
You have 53 years unexpired we estimate the premium for your lease extension to span between £27,600 and £31,800 as well as legals.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There may be additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information before getting professional advice.
We are midway through purchasing a residence in Ashbourne. Conveyancing solicitor has called to say the property is "Leasehold". Should this make a difference on our Santander valuation?
Ashbourne conveyancing does not usually involve leasehold houses. The key consideration here is the length of lease and the ground rent. If it's 999 years with a peppercorn rent, it's essentially freehold, so it’s unlikely to affect the value too much.
On the flip side, if it's, say, fifty five years it is bound to have a adverse impact on the saleability, and probably wouldn't be mortgageable. The length of lease and ground rent will be specified in the lease to be supplied to your conveyancer.