My previous conveyancer has given a fee estimate £1700 for freehold conveyancing in Ashbourne. I’m selling a Georgian house for £200,000. Is this over the top? Is it in excess of what I should be paying for conveyancing in Ashbourne?
The costs illustration is fractionally on the expensive side. If you shop around you may be able to shave off some of the expense by say a hundred pounds. That being said, you couldlive to rue opting for an an untested conveyancer. If is important to check that the conveyancer can act for your mortgage company. Do employ our search tool to select a Ashbourne conveyancing company on the banks approved list of lawyers which can often include conveyancing solicitors in Ashbourne.
My wife and I are acquiring a newly built apartment in Ashbourne and my solicitor is telling me that she has to the mortgage company to disclose incentives from the developer. I am on a tight deadline to exchange contracts and I don't want to prolong the conveyancing. Is my lawyer right?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
What is the difference between a licensed conveyancer and conveyancing solicitor in Ashbourne
There are many registered licenced Conveyancers in Ashbourne and Solicitor firms in Ashbourne who provide Conveyancing services We would stress that both are regulated professionals specialising in the legal aspects of the home buying process. Both can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
We are purchasing a 3 bedroom semi in Ashbourne. Our aim is to carry out a loft conversion at the property.Will legal investigations on the property include investigations to see if these alterations were previously refused?
Your conveyancer should check the registered title as conveyancing in Ashbourne can occasionally identify restrictions in the title documents which prohibit categories of alterations or need the permission of another owner. Certain works need local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I am buying a property in Ashbourne. A rare aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Skipton your lawyer must follow the formal requirements outlined in Section two of UK Finance Lenders’ Handbook for Skipton. The CML Handbook stipulates minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Skipton where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties countrywide and is not limited to Ashbourne.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who did the conveyancing in Ashbourne 4 years ago are no longer around. What are my options?
Assuming the title is registered the information relating to your ownership will be documented by HMLR with a Title Number. It is easy to execute a search at the Land Registry, identify your property and get up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will also normally hold a file copy of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I need to appoint a conveyancing solicitor for freehold conveyancing in Ashbourne. I've discover a web site which appears to be the ideal solution If there is a chance to get all formalities completed via email that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am a negotiator for a busy estate agent office in Ashbourne where we have experienced a few flat sales jeopardised as a result of short leases. I have been given contradictory information from local Ashbourne conveyancing solicitors. Please can you shed some light as to whether the seller of a flat can initiate the lease extension process for the buyer?
As long as the seller has been the owner for at least 2 years it is possible, to serve a Section 42 notice to start the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer can avoid having to wait 2 years to extend their lease. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or simultaneously with completion of the disposal of the property.
Alternatively, it may be possible to extend the lease informally by agreement with the landlord either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the purchaser.
Ashbourne Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
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What is the yearly maintenance fee and ground rent? Most Ashbourne leasehold apartments will have a service charge for the upkeep of the building set on behalf of the landlord. If you acquire the flat you will have to pay this contribution, normally in instalments during the year. This could be anything from several hundred pounds to thousands of pounds for buildings with lifts and large common grounds. In all likelihood there will be a ground rent for you to pay yearly, this is usually not a exorbitant amount, say around £50-£100 but you should to check it because sometimes it can be surprisingly expensive. Is there a share of the freehold?