Find a Lender-Approved Local Conveyancer in Waterhouses

Ready to buy a new home? Find a law firm approved by your lender.

Follow your intuition—you will have a better home move where you instruct a high street solicitor in Waterhouses

Reasons to use our Waterhouses conveyancing solicitors

  • 1 Our site offers largest domestic conveyancing directory listing mortgage company approved property lawyers delivering conveyancing in Waterhouses registered with the SRA or Council of Licensed Conveyancers.
  • 2 Peace of mind comes when you select the very best, most recommended conveyancing solicitors. Waterhouses has a number to pick from, but for a truly dependable and dependable service many local people have been use the endorsement of this site.
  • 3 The hallmark of our conveyancing solicitors in Waterhouses is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) often falls short of the level of professionalism you would hope for.
  • 4 Over the years Waterhouses conveyancer have established excellent working relationships with Waterhouses local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of undertaking your home move in Waterhouses.
  • 5 Waterhouses property lawyers work in partnership with Waterhouses estate agents, house builders, surveyors, lenders and other professionals to make sure that the highest level of service is offered to buyers and sellers every step of the way, to ensure you’re kept informed as to progress all the way along

Examples of recent conveyancing in Waterhouses since January 2025*

Disposal

of detached residence residence, Well Street, ST10 1EY completing on 24/01/2025 at a price of £175,000. The legal transfer of property incorporates some of the following tasks: sending conveyancing papers to buyers representatives, taking formal instructions from and updating the seller client, setting up the completion formalities

Recently asked questions about conveyancing in Waterhouses

I am selling my flat in Waterhouses and the estate agent has just called to say that the buyers are swapping property lawyer. I am told that this is due to the fact that the bank will only deal with solicitors on their conveyancing panel. On what basis would a major mortgage company only engage with certain solicitors rather the firm that they want to choose to handle their conveyancing in Waterhouses ?

UK lenders have always had panels of law firms they are content to work with, but in recent years big names such as Nationwide, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for more than 15 years.

Lending institutions justify this action to a rise in fraud as the reason for the reduction – criteria have been stiffened as a smaller panel is easier to oversee. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels. Some are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. The buyers are not going to have any impact on this.

Our solicitor has discovered a defect with the lease for the property we are buying in Waterhouses. The seller’s lawyers have offered title insurance as a workaround. We are happy with insurance and will cover the costs. Our conveyancing practitioner has advised that he must be satisfied that the mortgage company is happy with this solution. Are we the client or is the mortgage company ?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the bank are the client. Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the bank can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your solicitor will have no choice but to discontinue acting for you.

I have todaybecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Waterhouses for a purchase of a leasehold flat 10 months ago. How can I be sure that my home is not still registered in the name of the former proprietor?

The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Waterhouses conveyancing specialists.

I am purchasing my first flat in Waterhouses with the aid of help to buy. The sellers refused to budge the amount so I negotiated 6k of additionals instead. The sale representative told me not inform my lawyer about the side-deal as it would adversely affect my mortgage with Alliance & Leicester . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Waterhouses is the location of the property. Can you shed any light on this issue?

Flying freeholds in Waterhouses are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Waterhouses you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Waterhouses may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I am 17 days into a freehold purchase having been recommend to conveyancers by the estate agent to do our conveyancing in Waterhouses. I am am extremely dissatisfied with the quality of service. Could you you assist me in finding new solicitors?

A conveyancer would have to be really bad to suggest replacing them. Has your loan offer been sent? If so you will need to make them aware of the replacement conveyancer and get the offer are issued to the new lawyers. Your solicitor ideally needs to be on the lenders panel to avoid escalating expenses and delays. That should be your first question of the new solicitors. The search tool should help you find a bank approved conveyancer for your home move in Waterhouses

Last updated

Typically, Waterhouses conveyancing for a purchase has some of the following tasks

  • Conveyancer instructed by the buyer once the offer has been accepted
  • Investigating the title to the premises
  • Conducting Waterhouses conveyancing searches for the title
  • Reviewing draft contract pack and other documentation prepared the vendor’s conveyancing practitioner
  • Raising queries with the seller’s conveyancing practitioner
  • Agreeing the wording of the purchase agreement
  • Going through replies prepared by the owner to pre-contract enquiries
  • Agreeing the wording for a Transfer Deed for completion
  • Guiding the purchasing in respect of the mortgage offer: (where relevant)
  • Drafting and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Proceeding to exchange of contracts and then completion formalities
  • Completing and submitting to HMRC the correct Land Tax forms and payment
  • Registering the new ownership and the home loan (where appropriate) at the HMLR.

Transfer of Equity conveyancing in Waterhouses is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Representing mortgage company (if appropriate)
  • Agreeing the terms of the transaction
  • Preparing the Transfer or approving the Transfer deed
  • Negotiating adjustments to the the Transfer deed
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Dealing with the registration formalities for the change in proprietorship and the home loan (if applicable) at the HM Land Registry.

Waterhouses commercial property solicitors provide expert offering advice on numerous aspects of commercial property law

    Telecommunications and broadcast mast sites Offices, shops, public houses, off licenses, factories, nursing homes and warehouses Development, including options, overage agreements, JCT building contracts Drafting and approving option agreements Industrial and warehouse premises Notices received in respect of alleged breaches of lease

Neighboring Locations

Buxton
Cheddleton
Kingsley
Leek
Waterhouses
Ashbourne
Upper Tean
Uttoxeter
Rocester

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.