My fiance and I are looking to buy a flat in Tutbury and have instructed a Tutbury conveyancing practice. Within the last couple of days our solicitor has sent a preliminary report and documents to look through with a view to exchanging next week. Bank of Ireland have this afternoon contacted us to advise us that they have now hit a problem as our Tutbury solicitor is not on their approved list of lawyers. What do we do from here?
Where you are buying a property with the assistance of a mortgage it is normal for the purchasers' lawyers to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel as you are at liberty to use your preferred Tutbury lawyers, in which case your legal fees may increase, and it may delay matters as you are adding another lawyer into the mix.
I am soon to exchange buying a property in Tutbury but as a result of wreckage from the recent storms I have managed to agree recompense from the owner of £3k by way of a adjustment in the price. I had intended this to be dealt with as part of the conveyancing process but Lloyds will not permit this. Should they have been approached?
The conveyancing practitioner being on a Lloyds approved list is obliged to advise Lloyds of any changes to the purchase price. If you prohibit your conveyancer to disclose the price change to Lloyds then they would have to discontinue acting for you. In addition, Lloyds and you would have to appoint a new solicitor for your conveyancing in Tutbury.
My Solicitor in Tutbury is not listed on the Skipton Building Society Approved Panel. Is it possible for me to use my prefered solicitor even though they are not on the Skipton Building Society list of approved lawyers?
The limited options available to you here include:
- Complete the purchase with your existing Tutbury solicitors but Skipton Building Society will need to use a lawyer on their panel. This will inevitably rack up the overall conveyancing fees as well as cause frustration.
- Find an alternative solicitor to to deal with the conveyancing, remembering to check they are Persuade your lawyer to do everything within their powers to join the Skipton Building Society conveyancing panel
Just acquired a semi-detached house in Tutbury , What is the estimated time for the Land Registry to record the transfer to my name? My Tutbury conveyancing solicitor works at snail pace, so I want to check the registration is addressed.
There is nothing unique when it comes to conveyancing in Tutbury registration formalities. Rather than based on location, timescales can differ depending on the party submitting the application, whether there are errors and if the Land registry communicate with any 3rd persons or bodies. Currently approximately three quarters of submission are completed within two weeks but occasionally there can be longer hold-ups. Historically registration occurs after the new owner has moved in to the property therefore 'speed' is not usually an essential issue yet where it is urgent that the the registration takes place urgently then you or your conveyancer could communicate with the Registry to express the reasoning for the application to be prioritised.
Given that I will soon part with hundreds of thousands of pounds on a house in Tutbury I would like to talk to a solicitor regarding thetransaction prior to appointing the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you first talking to the conveyancer who will be carrying out your conveyancing in Tutbury.There is no ‘factory style conveyancing’ - each client is an important individual, not a case number. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Tutbury should be the figure that you end up paying.
I have been sourcing a conveyancing solicitor in Tutbury for my sale. Is it possible to review a firm’s complaints history with the legal regulator?
One can find presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training purposes.