My IFA has asked me for my Hastings law firm’s panel member for the Lloyds conveyancing panel. How do I discover this. I have contacted my local Hastings branch but they don't know it.
The sensible thing to do is ask for this information from your Hastings conveyancing practitioner . Most Hastings law firms will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
Having sold my house in Hastings last April yet the purchaser is SMS messaging me complaining that her conveyancer is waiting to hear from mine. What are the post completion sale formalities now that I have sold?
Following your disposal your lawyer is committed to deliver the transfer deeds and all supplemental paperwork to the buyer’s lawyers. Where appropriate, your conveyancer should also confirm that the legal charge in favour of the lender has been paid off to the purchasers conveyancers. There are no post completion steps specific conveyancing in Hastings.
We hope to to purchase with Norwich and Peterborough Building Society. I called into a couple of high street practices yet cant to find a Hastings conveyancing firm on the Norwich and Peterborough Building Society panel. Could you assist?
Please do take advantage of the find a lender approved solicitor tool on this web page. Pick the mortgage company and type Hastings or your preferred area and you will discover numerous solicitors offices in Hastings or by proximity to you.
We expect to receive a DIP from TSB this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do TSB recommend any Hastings solicitors on the TSB conveyancing panel, or is it better to go independently?
You will need to appoint Hastings solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
Completion of my remortgage has taken place for my property in Hastings. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I recently had an offer agreed on an apartment in Hastings. My mortgage broker suggested a property lawyer. I paid an advanced payment of £175. A few days later, the conveyancer called me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have justfound out that Wolstenholmes have closed. They carried out my conveyancing in Hastings for a purchase of a leasehold flat 9 months ago. How can I check that the property is not still registered in the name of the previous owner?
The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hastings conveyancing specialists.
When it comes to my conveyancing in Hastings should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee
(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Hastings conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the property lawyer's time in submitting the funds this way.