Can you help - my lawyer advises that restrictive coveneant insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Hastings?
The right level of restrictive coveneant indemnity insurance depends on your lender. It would differ for example between National Westminster Bank and Chelsea Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.
How can we know in advance if a Hastings conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in Hastings obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer carrying out your conveyancing.
Kent Reliance have agreed my home loan in principle, my offer on a property in Hastings has been accepted, now what?
The property agent will wish to know who your solicitors are (make sure the property lawyers are on the lender’s approved list). Call up Kent Reliance or the financial adviser and finish off any relevant documentation. Kent Reliance will instruct a valuer who will get in contact with the selling agent or seller to schedule a slot for the valuation to happen. Once conducted (assuming no problems) it takes about ten days to receive the mortgage offer. Kent Reliance will send the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hastings.
I require fast conveyancing in Hastings as I am under pressure to exchange contracts inside 3 weeks. Luckily I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are are a mortgage free purchaser you are at free not to do searches although no law firm would recommend that you don't. With plenty of history conveyancing in Hastings the following are examples of issues that can crop up and therefore impact future saleability: Enforcement Actions, Overdue Fees, Overdue Grants, Unadopted Roads,...
I am buying a new build flat in Hastings. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Hastings
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The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision.
I have been on the look out for a leasehold apartment up to £235,500 and found one round the corner in Hastings I like with open areas and station nearby, however it only has 49 remaining years left on the lease. There is not much else in Hastings suitable, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan the shortness of the lease will likely be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.
I am using a search engine for the phrase cheap conveyancing in Hastings it brings up many solicitorsin the area. How do I determine which is the right conveyancing solicitor for purchase transaction?
The ideal way of finding the right conveyancer is via trusted testimonial, so seek the counsel of colleagues and family who have bought a property in Hastings or a reputable estate agent or financial adviser. Charges for conveyancing in Hastings vary, so it's a good idea to obtain at least three quotes from different companies. Be sure to secure confirmation that the costs are guaranteed not to increase.
We have just discovered that one of the directors of the conveyancing practice undertaking the purchase conveyancing in Hastings is a relative of the owners that we are purchasing from. Is this acceptable?
On the basis that no conflict arises this is permitted. Where you are requiring mortgage finance then the mortgage company may have a say as many lenders have specific requirements on this. For example for RBS - Direct Line One as of 8/5/2025, the requirements read as follows :