My grandfather passed away six months ago and as sole heir and executor I was left the property in Hastings. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
Where you intend to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
There are numerous conveyancing solicitors in Hastings but how do I know who I should use?
We would encourage you not to base your choice on the cheapest Hastings conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
Last month we had a mortgage agreed in principle with Bank of Ireland. Hastings conveyancing practitioners were selected. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
There is no definitive answer here. Have Bank of Ireland done the survey? Have you advised Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
My offer on a house in Hastings has been agreed to, the owners do nevertheless have a tied purchase. The sellers have offered on on an apartment, however it’s not yet agreed to, and have viewings of other properties booked. I have chosen a nearby conveyancing solicitor in Hastings. What should be my next step? When do I get the mortgage application with Santander going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Hastings conveyancing search charges, etc). The first thing to do is ensure that your solicitor is on the Santander approved list. Regarding the next steps this very much dictated by the circumstances of your transaction, attraction to this property and on the state of the market. In a rising market some purchasers would apply for the mortgage with Santander and arrange for the valuation and only if it was satisfactory would they request their lawyer to press on with searches.
How do I locate a Hastings solicitor on the Leeds Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 20miles to meet the lawyer.
You can use the facility on this website. Please pick a lender and your location and you will see a number of Hastings conveyancing lawyers located nearest you. We have detailed some Hastings conveyancing firms towards the end of this page and you can call them to verify if they are on the Leeds Building Society approved list
As co-executor for the will of my grandfather I am selling a residence in Swansea but live in Hastings. My conveyancer (who is 300 miles awayneeds me to execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Hastings to attest and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are Hastings based
I am hoping to put an offer on a small detached house that seems to meet my requirements, at a great price which is making it all the more appealing. I have subsequently found out that the title is leasehold rather than freehold. I am assuming that there are particular concerns buying a house with a leasehold title in Hastings. Conveyancing lawyers have are about to be appointed. Will they explain the issues?
The majority of houses in Hastings are freehold rather than leasehold. In this scenario it’s worth having a local solicitor who is familiar with the area who can assist with the conveyancing process. It is clear that you are purchasing in Hastings in which case you should be looking for a Hastings conveyancing solicitor and check that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want to the property. The lease will likely included provisions for example obtaining the landlord’sconsent to conduct changes to the property. It may be necessary to pay a service charge towards the maintenance of the estate where the house is located on an estate. Your lawyer should appraise you on the various issues.
I invested in buying a ground floor flat in Hastings, conveyancing was carried out January 2003. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Comparable properties in Hastings with a long lease are worth £195,000. The ground rent is £45 charged once a year. The lease terminates on 21st October 2088
With 63 years unexpired we estimate the price of your lease extension to range between £16,200 and £18,600 as well as costs.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.
We are about to acquiring a home in Hastings. Conveyancing is not over but we would like have the amount we are are buying for private from the likes of Zoopla. Is this achievable and how?
The Land Registry are legally bound to reveal price paid data on a register of the title for residential properties countrywide including properties in Hastings. The register of ownership is a public document, so the Land Registry would be breaking the law excluded certain homes such as the one in Hastings.
In essence you can make a request of HMLR to withhold the price paid entry however the answer will be in the negative.