Can I use your services to find a Conveyancing solicitor in Saundersfoot even if I’m not buying or selling a house, for instance where I want to buy a shop in Saundersfoot with a loan from Virgin Money?
Our comparison service is primarily used to select residential conveyancing solicitors in Saundersfoot but we have recorded towards the end of this page some Saundersfoot commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Virgin Money
What is the difference between a licensed conveyancer and conveyancing solicitor in Saundersfoot
There are many registered licenced Conveyancers in Saundersfoot and Solicitor practices in Saundersfoot who provide Conveyancing services We would stress that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. The two can conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
I have decided to exercise my right to buy my property in Saundersfoot off the council. I have a mortgage agreed with Nationwide. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nationwide, you will need to appoint a solicitor on the Nationwide conveyancing panel.
I have a mortgage with HSBC for my property in Saundersfoot. Conveyancing was finalised some time ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform HSBC?
Your original mortgage agreement with HSBC will provide that you need their approval in advance of renting your property as this is likely to be a breach of HSBC’s mortgage conditions. It may be that HSBC will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact HSBC directly. It should not be necessary to do this via a HSBC conveyancing panel solicitor.
I'm buying a new build house in Saundersfoot with a loan from Coventry Building Society. The builders would not move on the amount so I negotiated £7000 of extras instead. The estate agent told me not to tell my lawyer about the deal as it would adversely affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been on the look out for a flat up to £195,000 and found one close by in Saundersfoot I like with amenity areas and station in the vicinity, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Saundersfoot in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan the shortness of the lease will be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for at least twenty four months you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.
My company is planning to take over a lease of a shop on a shopping parade. Can you recommend solicitors offering competitive costs for commercial conveyancing in Saundersfoot for less than 1500k?
We can recommend firms who have specialist knowledge of commercial conveyancing in Saundersfoot, including the disposal and purchase of businesses as well as simply premises. If you are looking to buy or lease a shop, pub, restaurant, office, retail premises or a complete business we can find you the right solicitor. Regarding the charges this will depend on the structure and complexity of the proposed transaction. Let us have your details or phone us so that we can supply you with comprehensive commercial conveyancing quote.
I need to instruct a conveyancing practitioner in Saundersfoot for my house move. Is there any facility to see a firm’s complaints history with the profession’s regulator?
Members of the public may read published Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, dial +44 (0)121 329 6800. The regulator could monitor call for training purposes.