I am hoping to receive a mortgage offer from Halifax. My intention is to retain the legal services of a Licensed Conveyancer in Whitland. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are acquiring our first home. Our solicitor has messagedto enquire if we want to purchase additional conveyancing searches. We are really unsure what's recommended for conveyancing in Whitland
The quantity and type of Whitland conveyancing searches depends primarily on the premises, the location, the possibility of any of these risks, your familiarity of the region and risks, your general attitude to risk. What is important is that you adequately understand what information each search could supply. You may then make a decision if you consider that you need that information. Where you are in doubt, ask your lawyer to advise.
The deeds to my house are lost. The solicitors who did the conveyancing in Whitland 5 years ago are no longer around. What are my next steps?
Gone are the days when you need to hold title official documentation to establish that you are the registered proprietor of land or property, as the Land Registry hold details of all registered land or property electronically.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Whitland is the location of the property. What do you suggest?
Flying freeholds in Whitland are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whitland you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whitland may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
How does the Landlord & Tenant Act 1954 affect my commercial premises in Whitland and how can your lawyers assist?
The particular law that you refer to gives protection to business leaseholders, giving them the legal entitlement to apply to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Whitland is one of the hundreds of locations in which our lawyers are based
Why do Whitland conveyancing charges are higher for leasehold and freehold properties?
When purchasing a leasehold property there is more work involved purely due to the fact that usually there are further parties involved in the form of the freeholder and/or Management Agents. As part of a lawyers enquiries they will check that all ground rent and service charges are paid up to date amongst other general leasehold matters. For this reason, the Sellers lawyers usually have to refer to the freeholder or Managing Agent for their replies to our questions. This may be time consuming and beyond the lawyers control