It has come to my attention via my IFA that my Whitland the law firm I have appointed is not on the lender Solicitor panel. How can I be certain if this is indeed the case?
The first thing you need to do is to call your Whitland conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they may recommend you to a Whitland conveyancing firm that is on the approved list of lawyers for your mortgage company.
We note that you have a post code search directory identifying solicitors on the Kent Reliance conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in Whitland?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Whitland.
I'm buying a new build house in Whitland with a mortgage from Skipton Building Society. The developers would not move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep told me not inform my lawyer about the deal as it will put at risk my mortgage with Skipton Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the encouragement of my in-laws I had a survey completed on a property in Whitland before retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some lenders tend refuse to grant a loan on a flying freehold property.
It varies from the lender to lender. Lloyds has different instructions for example to Halifax. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Whitland. Conveyancing will be smoother if you use a solicitor in Whitland especially if they are familiar with such properties in Whitland.
My husband and I are new on the property ladder - agreed a price, yet the selling agent informed us that the owners will only issue a contract if we appoint the agent's recommended lawyers as they need a ‘quick sale’. Our preferred option is to instruct a local conveyancer with experience of conveyancing in Whitland
We suspect that the seller is not behind this request. Should the owner want ‘a quick sale', taking such a hostile approach to a genuine buyer is is going to put the whole deal at risk. Speak to the vendors direct and make sure they comprehend that (a)you are motivated purchasers (b)you are ready to go, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you are going to use your own,trusted Whitland conveyancing firm - rather thanthe ones that will give their negotiator at the agency a kickback or achieve conveyancing targets set by head office.
I recently discovered that one of the partners of the solicitors acting on the purchase conveyancing in Whitland is is the father of the seller. Is this allowed?
As long as there is no conflict of interest this is permitted. Where you are needing a home loan then the lender may have a say as many mortgage companies have specific instructions on this. For example for Chelsea Building Society as of 8/9/2026, the requirements read as follows :