What can a local search inform me about the property my wife and I buying in Whitland?
Whitland conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for example Searches UK The local search plays a central part in most Whitland conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I opted to have a survey done on a property in Whitland ahead of appointing conveyancers. I have been advised that there is a flying freehold aspect to the house. Our surveyor advised that some banks tend refuse to give a loan on such a property.
It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Whitland. Conveyancing will be smoother if you use a solicitor in Whitland especially if they are acquainted with such properties in Whitland.
I am downsizing from my property. My past solicitors have shut. I am in need of a recommendation of a conveyancing firm. Im based in Whitland if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Whitland. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
My step-father has suggested that I use his lawyers for conveyancing in Whitland. Should I find my own conveyancer?
No doubt the ideal way to select a conveyancing solicitor is to have recommendations from friends or family who have actually previously instructed the conveyancer you're contemplating using.
I have just started marketing my garden flat in Whitland. Conveyancing is yet to be initiated, however I have recently received a half-yearly maintenance charge invoice – what should I do?
Your conveyancing lawyer is likely to suggest that you should clear the maintenance contribution as normal given that all ground rent and maintenance payments will be allotted as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
Whitland Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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Is there a share of the freehold? How much is the yearly maintenance fee and ground rent? You should be aware that where the lease has no more than eighty years it will have adverse implications on the marketability of the property. Check with your mortgage company that they are content with remaining years on the lease. A short lease means that you will almost definitely have to extend the lease sooner rather than later and it is worth finding out how much this will be. Remember, in most cases you will be be obliged to have owned the property for two years before you are legally able to carry out a lease extension.
Am in the process of buying my first property in Whitland. Conveyancing lawyer already selected. The mortgage adviser advised that a survey is not appropriate as the house is only fifteen years old.
You would be best advised to commission a Home Buyer's Report. As the property is more than 10 years old the property will not come with a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report could be sufficient. They will highlight any obvious problems and recommend further investigation if appropriate. Where there are any signs of problems seek a comprehensive structural survey.