Just been in touch with my conveyancing lawyer in Seaton who conducted the legals 18 months ago requesting a conveyancing costs illustration based on an identical type of home move (a leasehold property and a freehold premises) of similar values with a home loan from Britannia. I am now being quoted twice the amount. Better the devil I know or do I try and find an alternative conveyancer?
The estimate does seem a little steep. If you shop around you might get the conveyancing a bit cheaper by perhaps £125. On the other hand, if you were content with the service the firm offered you couldcome to regret choosing an an unknown solicitor. If is important to enquire the conveyancer can also act for Britannia. You can employ our search tool to find a Seaton conveyancing firm on the Britannia member panel, which can often include conveyancing solicitors in Seaton.
My grandmother passed away six months ago and as sole heir and executor I was left the house in Seaton. The house had a small mortgage remaining of approximately £5k. I want to transfer the title deeds into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this possible?
If you plan to refinance then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
I am helping my aunt sell her property in Seaton. Does the solicitor order an energy assessment or do I organise this?
After the abolition of Home Information Packs, energy performance certificates remained a compulsory element of selling a property. An EPC must be commissioned in advance of the property being placed on the market. This is not as aspect of the sale process that law firms ordinarily arrange. Where you are instructing a Seaton conveyancing solicitor they might be willing to arrange energy assessments due to their contacts with long established local providers
Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Seaton. Do I pick up the keys to the property on the completion date from my lawyer? If so, I will instruct a local conveyancing solicitor in Seaton?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the owner’s solicitors, and once they have received this, you will be invited to collect the keys from the property Agents and start moving into the property. Usually this happens between 1 and 3pm.
Is it the case that all Seaton CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing list of approved solicitors?
Some major banks and building societies now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
I have todaybeen informed that Wolstenholmes have been shut down. They carried out my conveyancing in Seaton for a purchase of a freehold house 9 months ago. How can I check that my home is in my name in the name of the former proprietor?
The easiest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Seaton conveyancing specialists.
Over the last few months I have been searching for a flat up to £195,000 and found one round the corner in Seaton I like with amenity areas and railway links in the vicinity, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Seaton for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.
I am looking to sell my home. My previous solicitors have shut. I am in need of a recommendation of a conveyancing firm. Im based in Seaton if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Seaton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.