Last September we completed a house move in Seaton. We have since encountered a number of problems with the house which we consider were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been ordered for conveyancing in Seaton?
The query is vague as to the nature of the problems and if they are relate to conveyancing in Seaton. Conveyancing searches and investigations undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, a seller completes a questionnaire referred to as a Seller’s Property Information Form. If the information proves to be incorrect, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Seaton.
Do I need to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Seaton so that I can pop in to their offices when needed.
As opposed to ten years ago, most lenders no longer require their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to hand over identification documents and there are still manifest benefits to using a local ayer, in your case a conveyancing solicitor in Seaton.
I am helping my niece sell her house in Seaton. Does the solicitor arrange the energy assessment or should I organise this?
After the abolition of Home Packs, energy assessments was left as a mandatory component of moving property. An EPC should be commissioned prior to the property being placed on the market. It is not a task that lawyers ordinarily organise. If you are instructing a Seaton conveyancing lawyer they may be able to arrange EPC’s given their relationships with reputable Seaton assessors
I have instructed a Seaton lawyer having made sure that they are on the Co-operative conveyancing panel. Does my lawyer arrange the survey of the property?
Co-operative will need an independent valuation of the property. Your lawyer will not arrange this. Usually Co-operative will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Seaton surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Our offer on a semi in Seaton has been agreed to, the owners do however have an associated purchase. The sellers have put an offer on somewhere, but it’s not yet agreed to, and have viewings of other apartments in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Seaton. What do I do now? When do I get the mortgage application with Kent Reliance started?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then survey, Seaton conveyancing search charges, etc). The first thing to do is check that your conveyancer is on the Kent Reliance conveyancing panel. As to the next phase this very much dictated by the specifics of your transaction, attraction to the property and on the state of the market. In a buoyant market the majority of home buyers would apply for a home loan with Kent Reliance and arrange for the valuation and only if it was satisfactory would they request their conveyancing practitioner to press on with the conveyancing in Seaton.
I note that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a house in Seaton? or Apparently there is a law dating back centuries that could mean that homeowners living in a parish church boundary may be liable to contribute towards maintenance towards the chancel in proximity to the church. Is this applicable for conveyancing in Seaton?
Unless a previous purchase of the property completed after 12 October 2013 you could take it that solicitors conducting conveyancing in Seaton to continue to suggest a chancel search and or insurance against a claim.
Due to the input of my in-laws I had a survey completed on a property in Seaton before appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some lenders may not grant a loan on a flying freehold premises.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Seaton. Conveyancing will be smoother if you use a solicitor in Seaton especially if they are acquainted with such properties in Seaton.
In surfing the internet for the words on line conveyancing in Seaton it reveals numerous property lawyersin the vicinity. How do I determine which is the right conveyancing solicitor for the sale of my house?
The ideal method of seeking the right conveyancer is through a personal referral, so enquire of friends and family who have purchased a property in Seaton or a respected estate agent or financial adviser. Costs for conveyancing in Seaton vary, so it's a good idea to obtain at least four quotes from different companies. Make sure that you clarify that the fees are fixed.