My flat in Seaton is up for sale and I have accepted an offer. Will my lawyer have to be on the HSBC conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
Are there restrictive covenants that are commonly identified during conveyancing in Seaton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Seaton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What tools are available to search for a Seaton solicitor on the Coventry Building Society conveyancing panel? I drive a motor bike and am willing to travel upto 10kilometers to meet the solicitor.
You can use the facility on this website. Please choose the bank and your location and you will see a number of Seaton conveyancing lawyers based on proximity. We have detailed some Seaton conveyancing firms at the bottom of this page and you can call them to verify whether they are on the Coventry Building Society member panel
My father has urged me to appoint his conveyancers in Seaton. Do I follow his guidance?
There are no two ways about it it’s preferable to select a conveyancing practitioner is to have feedback from friends or relatives who have actually used the firm you're considering.
My fiance and I may need to let out our Seaton garden flat temporarily due to a new job. We instructed a Seaton conveyancing firm in 2004 but they have closed and we did not have the foresight to get any advice as to whether the lease prohibits the subletting of the flat. How do we find out?
A lease dictates relations between the landlord and you the flat owner; in particular, it will indicate if subletting is banned, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no specific ban or restriction, subletting is permitted. The majority of leases in Seaton do not prevent subletting altogether – such a clause would undoubtedly devalue the property. Instead, there is usually a basic requirement that the owner notifies the freeholder, possibly sending a copy of the sublease.
I bought a leasehold flat in Seaton, conveyancing was carried out 7 years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Seaton with over 90 years remaining are worth £202,000. The ground rent is £55 invoiced annually. The lease expires on 21st October 2081
You have 56 years remaining on your lease we estimate the premium for your lease extension to be between £29,500 and £34,000 plus legals.
The figure above a general guide to costs for renewing a lease, but we are not able to advice on the actual costs without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be additional issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.
My boyfriend is purchasing a garden flat in Seaton. He was given a quote by the conveyancing practitioner connected to the selling agents totaling £1250 . It was 7 years ago since I sold and bought a property and it cost was £440. Have costs really escalated to that extent?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for example Seaton searches, land registry fees, etc)