I purchased a freehold house in Seaton but still charged rent, why is this and what is this?
It’s unusual for properties in Seaton and has limited impact for conveyancing in Seaton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 is to be extinguished.
My grandmother passed away six months ago and as sole heir and executor I was left the house in Seaton. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
My fiancee and I are at the point of looking at flats in Seaton and I am now considering a potential offer. Should I already have a conveyancing practitioner in place at this stage? I intend to finance via a mortgage with Barclays.
It would be advisable to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. Given that you are obtaining a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.
About to purchase flat in Seaton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Seaton lawyer is on the Yorkshire BS conveyancing panel.
I had an offer accepted on a property in Seaton on 1/4/2026, valuation was booked 2 days later, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some fast conveyancing in Seaton as I have an ultimatum to sign on the dotted line in less than one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at liberty not to have searches conducted although no lawyer would advise that you don't. With plenty of history conveyancing in Seaton the following are examples of what can be revealed and adversely affect market value: Enforcement Notices, Outstanding Fees, Overdue Grants, Unadopted Roads,...
How does the Landlord & Tenant Act 1954 affect my business premises in Seaton and how can you help?
The particular law that you refer to provides protection to business leaseholders, giving them the legal entitlement to apply to court for a renewal lease and continue in occupation at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Seaton is one of our hundreds of areas of the UK in which our lawyers are located
I require the services of a lender panel solicitor in Seaton. Can you assist?
It is not clear why you need a Seaton panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Seaton are on their panel . If you do find such a firm in Seaton not listed please direct them to our site to list. After all the cost is only one £1 a month