My best friend’s brother is a conveyancing practitioner. I suspect that I can be offered friends and family fee for conveyancing, but if not, what kind of costs would I typically be looking at for conveyancing in Honiton?
It’s sensible to request 3 or more like-for-like conveyancing estimates. Make use of our search tool on this page. The charges do vary but the service one can expect are distinct between law firms as is true with most professions.
Please could you suggest a National Westminster Bank sanctioned Honiton conveyancing solicitor finish our home move within 28 days? Would it be better to use a local Honiton practice or a web based comparison site?
We can recommend some very good Honiton conveyancing firms. You can also walk up the main road in Honiton. Visit two or three firms and request to speak with a conveyancing solicitor for a quote. Explain your time frames together with the reasons and get an assurance on your deadline. Appoint the one that appears most efficient.
We are purchasing a 3 bedroom semi in Honiton. Our aim is to an extension at the rear at the house.Will the conveyancing process include checks to see if these works are permitted?
Your conveyancer should review the deeds as conveyancing in Honiton will sometimes reveal restrictions in the title deeds which prohibit categories of alterations or require the permission of another owner. Many additions need local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
The mortgage over my property is with Co-operative for my property in Honiton. Conveyancing has been completed months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Co-operative?
Your original mortgage agreement with Co-operative will provide that you need their approval prior to letting out your property as this is likely to be a breach of Co-operative’s mortgage conditions. It may be that Co-operative will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. You need not do this via a Co-operative conveyancing panel solicitor.
After what feels like an age I have had an offer on a flat in Honiton accepted, the owners do nevertheless have a connected purchase. The owners have put an offer on somewhere, but it’s not yet agreed to, and are looking at other properties in the pipeline. I have selected a bricks and mortar conveyancing solicitor in Honiton. What do I do now? When do I get the mortgage application with Co-operative going?
It is normal to have concerns where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx £1k, then survey, Honiton conveyancing search costs, etc). The first thing to do is ensure that your conveyancing practitioner is on the Co-operative approved list. Regarding the subsequent stages this very much dictated by the circumstances of your case, motivation for this property and on the state of the market. In a rising market the majority of buyers would apply for the mortgage with Co-operative and pay for the valuation and only if it comes back ok would they ask their lawyer to proceed with searches.
My partner and I are downsizing from our property in Honiton and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using an internet conveyancing practice as opposed to a conveyancing solicitor in Honiton. Having lived in Honiton for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
How does conveyancing in Honiton differ for newly converted properties?
Most buyers of new build premises in Honiton come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is completed. This is because builders in Honiton tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Honiton or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in last month in what should have been a straight forward, chain free conveyancing. Honiton is the location of the property. Is there any advice you can impart?
Flying freeholds in Honiton are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Honiton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Honiton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.