I have given 8 weeks notice to my existing landlord and have to leave my rented property in Ottery St Mary by the end of next month. Conveyancing for my house purchase is underway. Can I complete in three weeks as don't want to have to find short term accommodation?
It is unwise to provide notice on a rental until exchange of contracts has taken place. If you have not previously done so, contact to your solicitor and request that they cajole the sellers side, try to an agreed time frame that everyone will work towards
I am about to put an offer on a leasehold property in Ottery St Mary. The estate agents advise that it is standard for flats in Ottery St Mary to have less than 75 years unexpired on the lease. I am getting a mortgage with Bank of Ireland. Will the property be mortgageable given that the lease has 69 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 22/12/2025 the requirements read as follows :
My wife and I buying a 4 bedroom semi-detached house in Ottery St Mary. We would like to carry out a loft conversion at the house.Will the conveyancing process involve enquiries to determine if these works are prohibited?
Your solicitor should review the deeds as conveyancing in Ottery St Mary can on occasion reveal restrictions in the title documents which restrict categories of changes or necessitated the permission of another owner. Many extensions require local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
Are all Ottery St Mary Conveyancing Quality Solicitors on the RBS conveyancing panel?
It is true that some banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
I am buying a property in Ottery St Mary. One unusual aspect is that the roof has a solar panel. Skipton have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Skipton your lawyer must comply with the conveyancing requirements contained in Part 2 of UK Finance Lenders’ Handbook for Skipton. The CML Handbook stipulates minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Skipton where a lease fails to satisfy these conditions. The requirements relate to the installation of panels on properties countrywide and is not isolated to Ottery St Mary.
Should my conveyancer be making enquiries regarding flooding during the conveyancing in Ottery St Mary.
Flooding is a growing risk for solicitors carrying out conveyancing in Ottery St Mary. There are those who purchase a property in Ottery St Mary, completely aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the purchaser.
Lawyers are not qualified to give advice on flood risk, but there are a various checks that may be carried out by the purchaser or by their conveyancers which will figure out the risks in Ottery St Mary. The conventional set of property information forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to determine whether the property has suffered from flooding. If flooding has previously occurred and is not notified by the seller, then a purchaser may commence a legal claim for losses as a result of such an incorrect reply. The purchaser’s conveyancers may also conduct an enviro search. This should disclose whether there is a recorded flood risk. If so, more detailed inquiries should be carried out.
I am looking for a leasehold apartment up to £305k and found one round the corner in Ottery St Mary I like with open areas and transport links nearby, however it's only got 51 remaining years left on the lease. I can't really find anything else in Ottery St Mary for this price, so just wondered if I would be making a mistake buying a short lease?
Should you require a home loan that many years will be an issue. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this matter.
I am downsizing from my home. My former solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Ottery St Mary if that makes a difference.
You should use our search tool to help you find a solicitor for your conveyancing in Ottery St Mary. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.