I am purchasing a property without a mortgage in Shawbury. I have resided for the last dozen years in Shawbury. Conveyancing searches are exorbitant. As I know the area and road intimately must I have all the conveyancing searches?
If you not getting a home loan, then almost all of the Shawbury conveyancing searches are non-obligatory. Your conveyancer will try and steer you, perhaps strongly, that you should have searches done, but he has a professional duty to do this. Do consider; if you are going to sell the house in the future, it may be of interest to your future purchaser what the searches reveal. There are plenty of instances where houses with apparent issues can still show up unfavourable search results. A competent conveyancing solicitor in Shawbury will provide you some practical advice here.
We note that you have a post code search directory listing firms on the Kent Reliance conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Shawbury?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Shawbury.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel lawyer as I would prefer to instruct a local conveyancing solicitor in Shawbury?
You should check but the chances are that allocate you one of their panel solicitors should you take up the "fee-free" offer. Contact the lender and determine if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in Shawbury.
I opted to have a survey completed on a property in Shawbury prior to retaining solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders may refuse to grant a loan on such a property.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. If you e-mail us we can look into this further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Shawbury. Conveyancing may be slightly more expensive based on your lender's requirements.
How difficult is it to transfer to a new firm as I need to choose a firm on the Chelsea Building Society conveyancing list. I instructed a family conveyancing solicitor in Shawbury five minutes from me but the firm is not accepted by Chelsea Building Society
We will our best to assist in finding you a conveyancing solicitor in Shawbury on the Chelsea Building Society panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are registered with the SRA who regulate all conveyancing solicitors in Shawbury. In making use of the find a conveyancing solicitor tool on this page, you can contrast fees for conveyancing solicitors in Shawbury and beyond.
At what point do I incur stamp duty due for my purchase in Shawbury?
Most conveyancers tend to complete a Land Transaction Return Form on your behalf as part of your Shawbury conveyancing transaction for you to sign. On completion your lawyer will submit the Land Transaction application to the Tax Authorities and - as long as they have the funds - discharge any Stamp Duty payable on your behalf.