We were just about to sign contracts for a leasehold flat in Admaston. We encountered a problem. The loan offer with Leeds Building Society runs out on 24/12/2026 but the sellers are putting forward a completion date of 30/12/2026. Can one prolong the mortgage offer?
The best person to address this issue is your lawyer who is in a position to calculate whether he or she is corresponding with the lender, vendor’s conveyancers, estate agents or possibly all parties based on the circumstances your house move to date.
It is 10 years ago since I bought my property in Admaston. Conveyancing solicitors have recently been appointed on the sale but I am unable to locate the deeds. Will this cause complications?
You need not be too concerned. First there is a possibility that the deeds will be kept by the lender or they may be archived with the solicitor who acted in your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Nearly all conveyancing in Admaston involves registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.
I own a renovated Georgian house in Admaston. Conveyancing solicitor acted for me and Godiva Mortgages Ltd. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Admaston and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with your conveyancing practitioner who conducted the purchase.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Admaston. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Admaston
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Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.
I need to appoint a conveyancing solicitor for my conveyancing in Admaston. I have stumble upon a web site which appears to be the perfect solution If it is possible to get all formalities done via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We are soon to purchasing a apartment in Admaston. Conveyancing is not complete but we would like keep our transaction price private from sites such as Nestoria. what can I do to make sure this is not disclosed?
HM Land Registry as a matter of law obliged to note price paid data on a register of the title for domestic properties nationwide including premises in Admaston. The register of ownership is a public document, so the Land Registry would be breaking the law excluded specific homes such as the one in Admaston.
In essence you can make a request of HM Land Registry to withhold the amount paid entry however the answer would be in the negative.