My wife and I are buying a 3 bedroom flat in Admaston with a mortgage. We wish to retain our Admaston conveyancer, however the bank advise she’s not on their "panel". We have to appoint one of the lender panel firms or retain our Admaston conveyancer and pay for one of their panel lawyers to act for them. This feels very unfair; can we not require that the mortgage company use our Admaston conveyancer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Admaston conveyancing solicitor to apply to be on the conveyancing panel.
About to place an offer on a leasehold apartment in Admaston. The estate agents tell me that it is usual for flats in Admaston to have less than 75 years remaining. I am obtaining a loan with Platform. Is this going to be a problem if the lease has Seventy One years left.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/7/2026 the requirements read as follows :
It has been 4 months following my purchase conveyancing in Admaston took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Admaston differ for new build properties?
Most buyers of new build residence in Admaston approach us having been asked by the seller to exchange contracts and commit to the purchase even before the house is completed. This is because new home sellers in Admaston typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Admaston or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a house in Admaston ahead of instructing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies will not issue a mortgage on such a house.
It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Admaston. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I use the search app to locate a conveyancing lawyer in Admaston on the authorised to act for my lender?
Step one is to select a mortgage company such as Birmingham Midshires, The Royal Bank of Scotland or Godiva Mortgages Ltd then specify your preferred area such as Admaston. Conveyancing organisations in Admaston and nationally should be identified.