Our solicitor has identified a a problem with the lease for the apartment we are purchasing in Shirehampton. The seller’s lawyers have put forward defective title insurance as a workaround. We are happy with insurance and will cover the costs. Our conveyancing practitioner has advised that he must check that the bank is content with this solution. Who is the client here, us or the mortgage company ?
Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the mortgage company are the client. These conveyancing instructions have to be complied with.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Shirehampton. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/8/2026, the requirements read as follows :
My father informed me that in purchasing a property in Shirehampton there may be a number of restrictions as to what one can do in terms of external alterations to the property. Is this right?
There are anumerous of properties in Shirehampton which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Shirehampton should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I'm the single recipient of my late grandmother’s estate with all property in now in my sole name, including the my former home in Shirehampton. Conveyancing formalities meant that the Land Registry date was in July. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership will be regarded the same way as though I had purchased the house in July. Is the property unsalable for six months?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. How sensible a view banks take of it, depend on the bank as this clause principally exists to identify the purchase and immediately sell or the quick reselling of properties.
We have a mortgage agreed in principle with Coventry BS. Shirehampton conveyancing practitioners were chosen. How long does it take for Coventry BS to send the offer to the lawyer?
There is no definitive answer here. Have Coventry BS completed the valuation? Have you advised Coventry BS as to your lawyers' details and checked that your lawyers are on the Coventry BS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I decided to have a survey completed on a property in Shirehampton in advance of appointing conveyancers. I have been told that there is a flying freehold element to the house. My surveyor has said that some banks may not issue a mortgage on this type of premises.
It varies from the lender to lender. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Shirehampton. Conveyancing will be smoother if you use a solicitor in Shirehampton especially if they regularly deal with such properties in Shirehampton.
I am looking to sell my home. My former conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Shirehampton if that makes a difference.
Do use our search tool to help you choose a solicitor for your conveyancing in Shirehampton. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
My partner has urged me to appoint his conveyancing solicitors in Shirehampton. Do I take his advice?
No doubt the ideal way to select a conveyancing lawyer is to have referrals from friends or family who have experience in using the solicitor you're contemplating using.