My wife and I are due to complete on the purchase of a house in Shirehampton but as a consequence of damage from some water damage at the property I have was able negotiate recompense from the seller in the sum of £3k taking the form of a adjustment in the price. I had intended this to be dealt with as part of the conveyancing process yet Kent Reliance are not allowing this. Why were they informed?
The lawyer being on the Kent Reliance approved list is duty bound to advise Kent Reliance of any amendments to the purchase price. If you were to refuse your conveyancer to disclose the reduction to Kent Reliance then they would have to discontinue acting for you. In addition, Kent Reliance and you would have to appoint a new conveyancer for your conveyancing in Shirehampton.
Have just purchased a probate house at auction in Shirehampton. Conveyancing is necessary. What happens now?
Now that you have legally bound yourself to purchase you will need to hire the services of a conveyancing practitioner quickly as you will have a pending a fixed date to complete the deal. Every auction property will ordinarily have an associated auction pack. This will likely include evidence of title and search results. Where you are dealing with leasehold premises the auction pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You need to give this to the lawyer instructed by you as soon as possible. Do make sure that that you have the requisite funding organised to complete on the date specified in the contract.
Is it the case that all Shirehampton solicitor firms on the Virgin Money conveyancing panel are regulated by the SRA?
As a firm of solicitors, in order to be on the Virgin Money conveyancing panel they would need to be governed by the SRA. The majority of lenders do allow licenced conveyancers on their panel in which case such organisation would be regulated by the CLC.
The formalities of my remortgage has taken place for my property in Shirehampton. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Me and my brother purchased a semi-detached Victorian house in Shirehampton. Conveyancing practitioner acted for me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Shirehampton and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing lawyer who completed the work.
Over the last few months I have been searching for a flat up to £305k and found one round the corner in Shirehampton I like with amenity areas and transport links nearby, the downside is that it's only got 49 years on the lease. There is not much else in Shirehampton in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan the shortness of the lease will likely be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
I'm remortgaging my current house to a BTL loan with Britannia and intend to use the remaining equity towards further property. The area we are talking about is Shirehampton. Will your conveyancers be able to act for both sets of banks and tie in the transactions?
Do use our comparison tool on this site to check that the lawyers are on the appropriate lender panels. On the basis that they are the solicitor should be able to tie up the two transactions but you should talk with you solicitor and specify your expectations and needs.
My husband and I recently found out that one of the partners of the law firm handling the purchase conveyancing in Shirehampton is an uncle of the owners that we are buying from. Is this permitted?
As long as no conflict arises this should be fine. Where you are requiring a home loan then the bank may have a say as many mortgage companies have specific instructions on this. For example for Lloyds TSB Scotland as of 7/3/2025, the requirements read as follows :