My Henbury lawyer has spotted a discrepancy between the information in the home valuation report and what is revealed within the conveyancing documents. My lawyer has advised that he must check that the bank is OK with this discrepancy and is content to go ahead. Is my lawyer’s stance appropriate?
Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
About to place a bid on a leasehold apartment in Henbury. The selling agents advise that it is normal for flats in Henbury to have less than 75 years left on the lease. I am taking out a loan with Platform. Is this going to be acceptable if the lease has 70 years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 28/6/2025 the requirements read as follows :
I have todaydiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Henbury for a purchase of a freehold house 18 months ago. How can I check that my home is registered correctly in the name of the previous owner?
The easiest method to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Henbury conveyancing specialists.
I decided to have a survey done on a house in Henbury before retaining lawyers. I have been advised that there is a flying freehold element to the property. My surveyor advised that some banks may refuse to grant a loan on such a house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. Should you wish to call us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Henbury. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are new to the buying process - had an offer accepted, yet the property agent told us that the seller will only go ahead if we use their recommended solicitors as they need an ‘expedited deal’. Our preferred option is to instruct a local solicitor with experience of conveyancing in Henbury
We suspect that the owner is unaware of this request. If they desire ‘a quick sale', alienating a genuine buyer is counter productive. Avoid the agents and go straight to the owners and make sure they comprehend that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you will continue to use your preferred Henbury conveyancing solicitors - rather thanthe ones that will give the negotiator at the agency a introducer fee or meet his conveyancing targets pre-set by senior management.
Me and my husband have recently had an offer accepted on a property and had an appointment on Monday with Leeds Building Society for the mortgage. They warned me that when it comes to appointing a conveyancing practitioner that unless they are on their approved list of solicitors then we will have to pay out an additional fee of £250+. This is because they would then have to select a conveyancer to act for them in addition to the one we choose to act for ourselves and we assume responsibility for their fees. I have requested Leeds Building Society to send me with a list so I can request estimates only from their approved solicitors but was told that I need to check with each individual solicitor to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?
You can enquire of Leeds Building Society what their panel criteria is for a solicitor.Then ask the solicitor of your choice whether they fit that criteria and have they acted on loans for Leeds Building Society in the past. If the answer to those is yes, then just double check with Leeds Building Society. Another option is to utilise our search tool and we should be able to identify a property lawyer in Henbury on the panel for Leeds Building Society.