It is a dozen years since I acquired my house in Sittingbourne. Conveyancing solicitors have now been instructed on the sale but I am unable to locate my title deeds. Is this a major issue?
You need not be too concerned. First the deeds may be with the mortgage company or they could be archived with the conveyancers who handled your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Sittingbourne involves registered property but in the rare situation where your home is not registered it is more tricky but is not insurmountable.
We are purchasing a apartment in Sittingbourne. I might seem paranoid but how we can trust a conveyancer? On the day of competition we will need to send funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is your number one tip for choosing a conveyancing solicitor in Sittingbourne
Do not opt for the lowest Sittingbourne conveyancing fees. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
After shopping around on the internet I have found a Sittingbourne conveyancing practitioner having made sure that they are on the Skipton conveyancing panel. Does my lawyer arrange the survey of the property?
Skipton will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancing practitioner will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Sittingbourne postcode. As you are getting a mortgage with Skipton, you could contact them to see if they have a list of approved surveyors in Sittingbourne.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who handled the conveyancing in Sittingbourne 10 years ago have long since closed. What do I do?
Gone are the days when you need to have the physical deeds to establish that you own the land or property, given that the Land Registry have everything they need in a digital format.
How does conveyancing in Sittingbourne differ for new build properties?
Most buyers of new build or newly converted property in Sittingbourne approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Sittingbourne tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Sittingbourne or who has acted in the same development.
What does commercial conveyancing in Sittingbourne cover?
Sittingbourne conveyancing for business premises covers a wide array of guidance, provided by qualified solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I am looking for a conveyancing lawyer in Sittingbourne for my home move. Is there any facility to check a solicitor's complaints history with the legal regulator?
One can find presented Solicitor Regulator Association (SRA) determinations stemming from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes monitor call for training purposes.