My mortgage broker has asked me for my Sittingbourne law firm’s panel member for the Santander conveyancing panel. What is the best way to obtain this. I have tried my local Sittingbourne office but they have not got back to me yet.
You are best placed to get this information from your Sittingbourne conveyancer . They keep a central record lender panel numbers.
It is a dozen years since I bought my property in Sittingbourne. Conveyancing solicitors have now been instructed on the sale but I am unable to find my deeds. Will this cause complications?
You need not be too concerned. First there is a chance that the deeds will be with the mortgage company or they could be in the possession of the solicitor who handled the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Almost all conveyancing in Sittingbourne relates to registered property but in the unlikely event that your property is not registered it is more tricky but is not insurmountable.
We wish to acquire a newly converted apartment in Sittingbourne with a loan from Skipton Building Society.We use our Sittingbourne conveyancing lawyer but Skipton Building Society advised that her practice is not listed on their "panel". We have to appoint a Skipton Building Society panel firm or retain our preferred solicitor and fork out for a Skipton Building Society panel lawyer to act for them. We feel as though this is unjust; Can we not simply insist that Skipton Building Society use our lawyer?
Unfortunately,no. The loan issued to you contains terms and conditions, a common one being that solicitors must be on the Skipton Building Society approved list. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Skipton Building Society
Have purchased a a semi-detached house in Sittingbourne , how long should it take for the Land Registry to record my ownership? My Sittingbourne conveyancing solicitor works at snail pace, so I want to be certain the registration is addressed.
As far as conveyancing in Sittingbourne registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timeframes can differ depending on who lodges the application, whether it is in order and whether the Land registry communicate with any 3rd persons or bodies. As of today in the region of three quarters of submission are fully dealt with within two weeks but some can be subject to longer delays. Historically registration occurs once the purchaser has moved in to the premises so 'speed' is not typically an essential issue yet if it is urgent that the the registration takes place urgently then you or your conveyancer should contact the land registry and explain the circumstances.
How does conveyancing in Sittingbourne differ for new build properties?
Most buyers of new build residence in Sittingbourne come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is finished. This is because new home sellers in Sittingbourne tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Sittingbourne or who has acted in the same development.
What makes your site different to other online quote calculators when it comes to conveyancing in Sittingbourne?
At this site obtain an accurate quote via a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Sittingbourne. Unlike many estate agents and brokerage sites we are not in the business of charging firms a commission if you choose them for your home move in Sittingbourne