We were just about to sign contracts for a ground floor flat in Queenborough. We have hit a snag. The loan offer with Santander runs out on 23/4/2026 but the sellers are insisting on a completion date of 27/4/2026. Is it possible to extend the mortgage offer?
The best person to address this issue is your lawyer who is in a position to determine if he or she is corresponding with the bank, seller’s solicitors, selling agents or conceivably all parties based on what has happend in your house move as of today.
It has been four months since my purchase conveyancing in Queenborough concluded. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I am buying a new build house in Queenborough with a loan from Alliance & Leicester . The sellers would not reduce the amount so I negotiated five thousand pounds worth of extras instead. The property agent suggested that I not reveal to my lawyer about this side-deal as it would affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey carried out on a property in Queenborough in advance of instructing solicitors. I have been informed that there is a flying freehold element to the house. My surveyor has said that some banks tend not grant a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Queenborough. Conveyancing will be smoother if you use a solicitor in Queenborough especially if they are familiar with such properties in Queenborough.
What does commercial conveyancing in Queenborough cover?
Non domestic conveyancing in Queenborough covers a broad array of guidance, supplied by regulated solicitors, relating to business property. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
I am looking for a conveyancing practitioner in Queenborough for my house move. Is it possible to review a firm’s record with the legal regulator?
Members of the public may find presented Solicitor Regulator Association (SRA) determinations stemming from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training reasons.