Would the conveyancing lawyers that you recommend conduct right to buy conveyancing in Rainham Kent?
We work with plenty of conveyancing conveyancers carrying out right to buy transactions You should get in touch with us to secure a conveyancing quote.
Do I have to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Rainham Kent so that I can attend their offices if required.
Whereas this was necessary ten years ago, the vast majority mortgage companies no longer oblige their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to supply identification documents and there are still manifest benefits to using a locally based practitioner, in your situation a conveyancing solicitor in Rainham Kent.
Is it the case that all Rainham Kent conveyancing solicitors on the Bank of Ireland conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be governed by the SRA. Some lenders do permit licenced conveyancers on their panel in which case such firms would be governed by the CLC.
I have today made my last payment due on my mortgage with Principality. I assume I don't need a Rainham Kent lawyer on the Principality panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Principality has sent the Land Registry the discharge electronically, and
- Principality has instructed the Land Registry to do so
I recently had an offer accepted on an apartment in Rainham Kent. My mortgage broker recommended their conveyancers. I paid an advanced payment of £175. Not long after, the property lawyer contacted me to say that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a residence in Rainham Kent? or I am told that there is historic law that means some owners of property residing in a parish church boundary will be compelled to pay for repairs towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Rainham Kent?
Unless a prior acquisition of the property took place after 12 October 2013 you could expect solicitors carrying out conveyancing in Rainham Kent to remain recommending a chancel search and or chancel repair liability policy.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Rainham Kent is where the house is located. Can you shed any light on this issue?
Flying freeholds in Rainham Kent are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rainham Kent you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rainham Kent may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I would be grateful if you could explain what options are available to me where my Rainham Kent conveyancing searches shows detrimental results?
Normally, the majority of adverse entries disclosed in Rainham Kent conveyancing search responses can be dealt with ahead of completion or title insurance may be put in place. You need to note that regardless of the fact that you are purchasing the premises and may be content to live with the search results, your building society or bank may not, and when all said and done the decision rests with them.