We were about to retain a conveyancing solicitor in Rainham Kent recommended on your site but have come across some other costs illustrations via the web appear less pricey – how come?
You can find plenty of firms advertising self styled £99 conveyancing, but additionalcosts result in the final fee being escalated. Solicitors ought to ensure costs set out in terms and conditions should be equitable raised The conveyancers that we list for conveyancing in Rainham Kent clearly state all charges for a standard conveyancing matter.
Are the Rainham Kent conveyancing solicitors identified as being on the RBS conveyancing panel, together with their details provided by RBS?
Rainham Kent conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
We previously instructed conveyancing lawyers locally in Rainham Kent on the Barclays solicitor panel. They are now charging me a supplemental fee for the legal aspects of the Barclays mortgage. Is this an additional conveyancing fee set by Barclays?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your conveyancing practitioner may charge a fee for this. This charge is not set by Barclays but by your Rainham Kent conveyancer. Numerous firms on the Barclays panel will quote an ‘acting for lender’ fee but some firms include it on their overall fee.
I'm at the point of looking at apartments in Rainham Kent and I am now considering a potential offer. Is it premature to have a solicitor in place? I am planning to take a home loan with Principality.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are getting a mortgage with Principality, make sure you remember to check that your lawyer is on the Principality conveyancing panel.
I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Lloyds are being a right pain. The Rainham Kent solicitor who is on the Lloyds conveyancing panel is saying indemnity insurance will be fine but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My partner and I are planning on selling our house in Rainham Kent and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A high street Rainham Kent conveyancer would know this is not the case. It does beg the question why the purchasers are using an online conveyancing firm rather than a conveyancing solicitor in Rainham Kent. Having lived in Rainham Kent for 5 years we know of no issue. Should we get in touch with our local Authority to get confirmation need.
It would appear that you have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Rainham Kent is where the house is located. What do you suggest?
Flying freeholds in Rainham Kent are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rainham Kent you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rainham Kent may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Do I need to be wary by brokers that I am dealing with are recommending a nationwide conveyancing firm as opposed to a High Street Rainham Kent conveyancing firm?
As with lots of professional services, often input from family and friends can be very helpful. But there are many parties with a keen interest in a conveyancing matter; estate agents, financial adviser and lenders may put forward conveyancers to select. On occasion the lawyers might be known to one of the organisations as one of the best in their field, but sometimes there is an underlying financial incentive behind the endorsement. You have the discretion to choose your preferred conveyancer. You need to be aware that some lenders have an approved list of lawyers you have to use for the mortgage aspect of your conveyancing.