Finally the sale completed on my house in Rainham Kent last December yet the purchaser is Skype messaging every few hours to say his conveyancer needs to hear from mine. What should my lawyer have done now that I have sold?
Following your disposal your lawyer is committed to deliver the transfer deeds and all supplemental paperwork to the purchaser's solicitors. If applicable, your lawyer should also confirm that the mortgage has been discharged to the buyers lawyers. There are no post completion requirements peculiar conveyancing in Rainham Kent.
We're in Rainham Kent, FTBs buying with a mortgage (lender is Lloyds , and our lawyer is on the Lloyds conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Lloyds conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
The deeds to our home are lost. The solicitors who did the conveyancing in Rainham Kent 5 years ago no longer exist. What are my options?
Assuming you have a registered title the details of your proprietorship will be evidenced by HMLR under a Title Number. It is easy to perform a search at the Land Registry, locate your property and get current copies of the property title for a small fee. If the title is Leasehold then the Land Registry will also normally hold a certified copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one close by in Rainham Kent I like with amenity areas and railway links in the vicinity, however it only has 52 years on the lease. I can't really find anything else in Rainham Kent for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan the shortness of the lease will be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
I am on look out for some leasehold conveyancing in Rainham Kent. Before I get started I require certainty as to the remaining lease term.
Assuming the lease is registered - and almost all are in Rainham Kent - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Rainham Kent Conveyancing for Leasehold Flats - A selection of Queries Prior to buying
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The answer will be important as a) areas could cause problems for the block as the communal areas may start to deteriorate if maintenance are not paid for b) if the tenants have a dispute with the running of the building you will wish to have complete disclosure How is the lease structured?
We have instructed a Rainham Kent conveyancing solicitor for our house purchase (FTB’s) and have picked up in the Ts and Cs that they are not governed by the FCA. Should I be concerned or is that the norm with lawyer?
We can't see why they should be. Most conveyancing practitioner don't lend money. They will be regulated by the SRA, who set specific stipulations regulating monies held in their bank.