What is the best way of identifying a commercial conveyancing in Rainham Kent?
First ask the people you trust whom they would seek assistance from.
Option 2 is to search the internet for conveyancing in Rainham Kent. Telephone two or three from the list and request that they send you their conveyancing fees and discuss your needs with the solicitor who will conduct your conveyancing prior tomaking your choice.
Third is to use this site to help you find the right lawyers for you based on your unique requirements including location,timings, complications and who your intended lender is. Avoid the trap of appointing ninety nine pound conveyancing in Rainham Kent
We were just about to exchange contracts for a garden flat in Rainham Kent. We encountered a problem. The loan offer with Virgin Money runs out on 2/6/2025 but the sellers are suggesting a completion date of 4/6/2025. Is it possible to extend the mortgage expiry date?
The best person to address this question is your lawyer who should calculate whether he or she is corresponding with the lender, seller’s lawyers, selling agents or possibly all parties taking into account the history of your conveyancing as of today.
My house in Rainham Kent is up for sale and I have a buyer. Will my conveyancing practitioner need to be on the UBS conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the UBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently in recent years.
Me and my partner are buying a house in Rainham Kent. It might be a silly question but how we can trust a solicitor? At some point we will need to send money into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am purchasing a property in Rainham Kent. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?
As you are obtaining a mortgage with Leeds Building Society your lawyer must comply with the formal instructions set out in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancing practitioners are required to report to Leeds Building Society where a lease fails to satisfy these requirements. The conditions relate to the installation of panels on properties countrywide and is not restricted to Rainham Kent.
My offer on a house in Rainham Kent has been agreed to, but there is a chain. The vendors have placed an offer on on an apartment, however it’s not yet tied up, and are looking at other flats booked. I have selected a high street conveyancing solicitor in Rainham Kent. What do I do now? At what point do I apply for the mortgage with Yorkshire BS?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx one thousand pounds, then survey, Rainham Kent conveyancing search charges, etc). The first thing to do is ensure that your conveyancer is on the Yorkshire BS conveyancing panel. As to the next steps this very much depends on the circumstances of your transaction, motivation for this property and on the state of the market. In a buoyant market many home buyers would apply for a home loan with Yorkshire BS and arrange for the valuation and only if it comes back ok would they request their lawyer to proceed with searches.
I am purchasing a new build house in Rainham Kent with a loan from Lloyds TSB Bank. The builders refused to move on the amount so I negotiated £7000 of extras instead. The sale representative told me not inform my lawyer about the deal as it may affect my mortgage with Lloyds TSB Bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
We're new to the buying process - agreed a price, yet the estate agent told us that the seller will only move forward if we use their chosen conveyancers as they need an ‘expedited deal’. We would rather use a family conveyancer used to conveyancing in Rainham Kent
It is unlikely the sellers are behind this. Should the owner want ‘a quick sale', turning down a serious buyer is going to damage their objectives. Contact the owners directly and explain that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)but you will continue to use your preferred Rainham Kent conveyancing firm - rather thanthe ones that will give their estate agent a kickback or meet his conveyancing targets demanded by corporate headquarters.