The vendors of the property we are looking to purchase have appointed a conveyancing practitioner in Isle of Sheppey who has recommended a exclusivity contract with a deposit two thousand pounds. Are such arrangements recommended for Isle of Sheppey conveyancing transactions?
This form of preliminary agreement is not the norm in Isle of Sheppey, conveyancers are often inclined to veer clients away from them as they detract from focusing on the main conveyancing focus and if you end up losing your deposit then the lawyer is left exposed. Furthermore, there is no assurance that just because the proprietor has entered into an exclusivity agreement they will complete the sale with you. They may be in contravention of the contract if they receive a large enough financial inducement to do so because an aggrieved buyer with the benefit of a exclusivity agreement will still be obliged establish consequential losses from the breach and these may not compare to the extra amount that the owner may obtain by breaking the contract, no matter how morally reprehensible that may be.
Do the Building Society Association intend to launch a search tool with a view to to identify solicitors on the Earl Shilton BS conveyancing panel for example in Isle of Sheppey?
We are not aware of any plans on the part of the BSA to develop such a register.
I am assisting my sister sell her property in Isle of Sheppey. Does the solicitor commission an energy assessment or should I organise this?
Following the abolition of HIPs, energy performance certificates was kept a mandatory element of moving house. An energy assessment must be to hand before the property is marketed. It is not as aspect of the sale process that lawyers ordinarily organise. If you are using a Isle of Sheppey conveyancing practitioner they may be able to arrange energy performance certificates due to their contacts with long established local energy assessors
We are purchasing a 3 bedroom semi in Isle of Sheppey. Our aim is to carry out an extension to the side at the house.Will legal investigations on the property include checks to ascertain if these works were previously refused?
Your solicitor will check the registered title as conveyancing in Isle of Sheppey will on occasion identify restrictions in the title documents which restrict certain alterations or need the permission of another owner. Certain works require local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Isle of Sheppey building society branch on numerous occasions and was reassured it wasn't an issue and they would lend. My Isle of Sheppey conveyancing solicitor - who is on the bank conveyancing panel- called and was told they will not lend in accordance with their specific requirements. Who do I believe?
Provided that the conveyancing practitioner is on the bank approved list, they must adhere to the Council of Mortgage Lenders’ Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Due to the input of my in-laws I had a survey completed on a property in Isle of Sheppey ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor advised that some banks may not grant a mortgage on a flying freehold premises.
It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Isle of Sheppey. Conveyancing will be smoother if you use a solicitor in Isle of Sheppey especially if they are familiar with such properties in Isle of Sheppey.
Is it best to choose a Isle of Sheppey conveyancing solicitor who is local to the property I am purchasing? I have an old university friend who can perform the conveyancing but her office is 300kilometers drive away.
The benefit of a local Isle of Sheppey conveyancing firm is that you can drop in to sign documents, hand in your identification documents and pester them where appropriate. They will also have local intelligence which is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and in the main were happy that must trump using an unknown Isle of Sheppey conveyancing solicitor solely due to them being based in the area.
How much experience do your Isle of Sheppey conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Isle of Sheppey conveyancing lawyers help thousands of people move home every year and helped plenty of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Isle of Sheppey conveyancers have worked on recent similar matters.