Forgive me if this question is silly but I am unexperienced as FTB of a ground floor flat in Waterbeach. Do I collect the keys to the premises on completion from my conveyancer? If this is the case, I will use a High Street conveyancing solicitor in Waterbeach?
On the day of completion you do not need to attend the conveyancers office in Waterbeach. Your solicitors will arrange to send the completion advance to the vendor’s solicitors, and shortly after the monies have arrived, you will be called to collect the keys from the property Agents and move into your new home. Usually this happens early afternoon.
I have a mortgage with Barclays for my property in Waterbeach. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Barclays?
Your original mortgage agreement with Barclays will provide that you need their approval prior to letting out your property as this is likely to be a breach of Barclays’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel solicitor.
I had an offer accepted on a house in Waterbeach on 27/9/2024, valuation was booked 2 days after, received a clean bill of health. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require quick conveyancing in Waterbeach as I am under pressure to exchange contracts within 2 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
As you are are a mortgage free buyer you are at free not to do searches although no lawyer would suggest that you don't. With plenty of history conveyancing in Waterbeach the following are instances of issues that can crop up and therefore impact the marketability of the property: Enforcement Notices, Overdue Charges, Overdue Grants, Railway Schemes,...
I am looking for a ground for flat up to £235,500 and found one round the corner in Waterbeach I like with a park and station nearby, however it's only got 52 years on the lease. There is not much else in Waterbeach in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you need a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.
How does the Landlord & Tenant Act 1954 impact my commercial offices in Waterbeach and how can you help?
The particular law that you refer to provides protection to business lessees, giving them the dueness to make a request to court for a continuation of occupancy when the lease comes to an end. There are certain specified grounds that a landlord can refrain from granting a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and help with commercial conveyancing in Waterbeach
My husband and I are four weeks into a leasehold purchase having been recommend to conveyancers by the local agent to perform conveyancing in Waterbeach. I am am very frustrated with the quality of service. Could you help me find new solicitors?
They would need to be very bad to suggest replacing them. Has your mortgage been sent? If so you will need to make them aware of the new contact details and have the mortgage documents are re-issued. Your new solicitor ideally needs to be on the mortgage company panel to avoid added expenses and complications. So that should be your first question of the new conveyancers. The search tool will help you find a bank approved solicitor for your home move in Waterbeach
It has taken forever and a day but a loan agreement from a lender for the refinancing of my 4 bedroom apartment is expected by the end of next week. Are you able to recommend an efficient remortgage conveyancing lawyer in Waterbeach ?
This site is not designed to help in pursuit of the lowest fares for conveyancing solicitors in Waterbeach. Our goal is to offer cost effective conveyancing but our intention is not to work with the cheapest lawyers. Do not be fooled by brokers offering £99 conveyancing in Waterbeach.At best, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for extras and still not receive the service required.