We are buying a house and require a conveyancing solicitor in St Davids who is on the Skipton solicitor panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Skipton . We don't recommend any particular firms conducting conveyancing in St Davids.
We wanted to use a conveyancing solicitor in St Davids for our house move. Our broker has since notified us that our mortgage company Nationwide Building Society won't deal with them. Why is this not regarded as unduly restrictive?
Banks on the whole restrict either the type or the number of conveyancing firms on their approved list of lawyers. Typical examples of such criteria being that a firm must not be a sole practitioner. As well as restricting the profile of firm, some have limited the number of firms they use to act for them. Be aware that Nationwide Building Society have no responsibility for the quality of advice provided by any member of Nationwide Building Society Conveyancer Panel. Mortgage fraud was a primary driver in the reduction of conveyancing panels a few years ago even though there remains differing opinions regarding the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry indicate that plenty of law firms, including some in or near St Davids only conduct one or two conveyances a year.
Are there restrictive covenants that are commonly picked up as part of conveyancing in St Davids?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in St Davids. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying my first flat in St Davids benefiting from help to buy. The builders refused to reduce the price so I negotiated 6k of fixtures and fittings instead. The house builders rep advised me not to tell my conveyancer about this extras as it could put at risk my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What tools are available to identify a St Davids law firm on the Alliance & Leicester conveyancing panel? I have a car and am willing to travel upto 20miles to meet the solicitor.
You can use the tool on this page. Please select a mortgage company and your location and you will see a number of St Davids conveyancing lawyers locally. We have detailed some St Davids conveyancing firms towards the end of this page and you can telephone them to verify whether they are on the Alliance & Leicester panel
My husband and I are first time buyers - had an offer accepted, yet the agent has warned us that the owners will only move forward if we use their recommended conveyancers as they need an ‘expedited deal’. We would rather use a family solicitor used to conveyancing in St Davids
We suspect that the seller is unaware of this request. If they desire ‘a quick sale', taking such a hostile approach to a motivated buyer is is going to put the whole deal at risk. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are ready to go, with finances in place © you have nothing to sell (d) you wish to move quickly (e)but you intend to appoint your preferred St Davids conveyancing firm - rather thanthe ones that will give the estate agent a introducer fee or hit his conveyancing targets demanded by head office.