I am getting a offer of a home loan from Lloyds. My intention is to employ the services of a Licensed Conveyancer in St Davids. Does the Lloyds Solicitor panel allow for conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I require conveyancing for an apartment in a fairly new development (five years built) in St Davids. The vast majority the properties have already been occupied. Do I need carry out the conveyancing searches as part of conveyancing in St Davids?
You are taking a significant risk in refusing to carrying out St Davids conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in no uncertain terms that you have them. If time pressures and driving down costs are top of your issues you should discuss with your conveyancer about the option of search insurance
My friend suggested that if I am purchasing in St Davids I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is sometimes quoted for as part of the standard St Davids conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about St Davids around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about St Davids.
Despite weeks of looking the Title Certificate and documents to our property are lost. The solicitors who did the conveyancing in St Davids 10 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title official documentation to establish that you own the land or property, as the Land Registry have everything they need in a digital format.
I am buying a new build apartment in St Davids. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in St Davids
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
A conveyancing company dealt with my conveyancing in St Davids half a dozen years past having stored my registration documents but has now closed – how do I get hold of these?
Deeds, as such, are no longer appropriate for most homes in St Davids are recorded electronically at Land Registry. Where you need to show ownership or are disposing of or refinancing your lawyer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.