My mortgage broker has requested my St Davids lawyer’ panel reference for the Nationwide conveyancing panel. How do I obtain this. I have contacted my local St Davids office but they have not got back to me yet.
You are best placed to get this information from your St Davids solicitor . Most St Davids conveyancing practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
My solicitor has discovered a defect with the lease for the apartment we are purchasing in St Davids. The seller’s lawyers have suggested title insurance as a solution. We are content with insurance and will pay for it. Our property lawyer says that he must be satisfied that the bank is content with this solution. Are we the client or is the bank?
Regardless of the fact that you have a mortgage offer from the lender does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook conditions. You and the lender are the client. The appropriate lender specifications have to be complied with.
We see that you have a post code search directory listing solicitors on the Kent Reliance conveyancing panel. Do firms pay you a referral fee if I instruct them for our own conveyancing in St Davids?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in St Davids.
We are buying a property and the solicitor has mentioned Chancel Repair for which the house could be liable as it falls into the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in St Davids
Unless a prior purchase of the house completed after 12 October 2013 you could take it that conveyancing practitioners delivering conveyancing in St Davids to remain encouraging a chancel search and or insurance against a claim.
I'm purchasing my first flat in St Davids with a loan from Barclays Direct. The developers would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative suggested that I not disclose to my solicitor about this deal as it will jeopardize my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
As co-executor for the estate of my father I am disposing of a residence in Cardiff but I am based in St Davids. My lawyer (who is 200 miles from merequires that I sign a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in St Davids to witness this legal document for me?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are St Davids based