In the event thatI were to acquire a straightforward homein Staines mortgage fee and have no survey and no local authority searches how much should I expect to have to pay for conveyancing in Staines?
Any savings you would achieve would be limited to the Staines conveyancing searches. A conveyancing practitioner still be obliged to do everything else - money laundering, correspond with your sellers lawyer, SDLT return, register the title etc. You might save a bit for them not needing to register a mortgage however it will not be significant.
My apartment in Staines is up for sale and I have a buyer. Does my solicitor have to be on the Barclays conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Barclays conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
Me and my brother have a renovated Victorian house in Staines. Conveyancing practitioner acted for me and Britannia. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Staines and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing practitioner who completed the work.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Staines is the location of the property. Is there any guidance you can impart?
Flying freeholds in Staines are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Staines you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Staines may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Am I best advised to appoint a Staines conveyancing lawyer in close proximity to the house I am purchasing? We have a good friend who can perform the legal formalities however they are based approximately 350kilometers away.
The benefit of a local Staines conveyancing practice is that you can attend the office to sign paperwork, deliver your ID and pester them where appropriate. Having local Staines know how is a plus. However it's more important to get someone that will pull out all the stops for you. If you know people who used your friend and in the main were happy that must trump using an unknown Staines conveyancing solicitor solely due to them being local.
Is there a distinction between surveying and conveyancing in Staines?
Conveyancing - in Staines or elsewhere - is the legal term given to transferring legal title of property from one person to another. It therefore includes the checking of the title. Whether buying or selling, you should be aware of anything affecting the property such as proposals by government departments, illegal buildings, or outstanding rates. The conveyancer should conduct the appropriate searches and inquiries on the property. Surveying relates to the structure of a property itself. A surveyor will look at a house, flat and any outbuildings you’re purchasing and will help you find out about the condition of the building and, if there are problems, give you a powerful reason for negotiating the purchase price down or asking the seller to remedy the defects prior to you complete your move.