We were just about to exchange contracts for a freehold house in Egham. We have hit a snag. Our loan offer with Alliance & Leicester expires on 19/3/2026 but the owners are putting forward a completion date of 23/3/2026. Can one prolong the mortgage offer?
The person best placed to deal with your concern is your conveyancer who should assess if they corresponding with the mortgage broker, seller’s lawyers, selling agents or conceivably all parties taking into account the history of your transaction as of today.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Egham. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/1/2026, the requirements read as follows :
I own a renovated Victorian property in Egham. Conveyancing practitioner acted for me and Halifax. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Egham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing solicitor who conducted the purchase.
I opted to have a survey done on a property in Egham prior to retaining solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor has said that some banks may refuse to issue a loan on such a property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Egham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Egham to see if the conveyancing will be more expensive.
My company is hoping to lease a unit on the high street. Can you recommend lawyers offering no-sale-no charges for non-domestic conveyancing in Egham for less than 2k?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Egham, including the sale and acquisition of businesses as well as simply premises. If you are intending to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we will find you the right lawyer. Regarding the fees these will vary based on the structure and complexity of the deal. Let us have your details or call so as to enable us to supply you with a detailed commercial conveyancing quote.
My father has recommend that I use his conveyancing solicitors in Egham. Do I take his guidance?
No doubt the ideal way to select a conveyancing lawyer is to have guidance from friends or relatives who have used the conveyancer that you are are thinking of instructing.