I am obtaining a offer of a home loan from Lloyds. I would like to use a Licensed Conveyancer in Stanley. Does the Lloyds Conveyancing panel include conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
The owners have rather assertive sellers who has recommended a exclusivity agreement with a payment 6,000. Are such agreements the norm for Stanley conveyancing transactions?
There are a couple of primary concerns with entering into any lock out contract (occasionally known as a shut-out contract) is that it diverts attention away from making progress with the conveyancing work, so in the absence of it needing minimal or no negotiation then it may transpire to be unhelpful. It is not strongly advocated by Stanley conveyancing solicitors for this reason. A supplemental concern is the extent of the remedies available - a jilted buyer is very unlikely to be issued with an injunction to prevent the owner selling to an alternative purchaser, so the only remedy available under the agreement will be the reimbursement of wasted costs and, in restricted scenarios, the additional payment of damages.
Can I use your services to locate a Conveyancing solicitor in Stanley even if I’m not purchasing or disposing of a house, for instance where I intend to acquire a shop in Stanley with a loan from Lloyds TSB Bank?
Our search tool is primarily utilised to locate domestic conveyancing solicitors in Stanley but we have recorded at the end of this page a few Stanley commercial conveyancing firms. You will need to enquire with the company directly to see if they are also authorised to represent Lloyds TSB Bank
I have been on the look out for a leasehold apartment up to £305k and found one near me in Stanley I like with a park and transport links in the vicinity, however it's only got 52 years on the lease. There is not much else in Stanley for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a home loan that many years may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you may ask them to start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
We are four weeks into a residential purchase having been referred to conveyancers by the estate agent to carry out the conveyancing in Stanley. I am am starting to be disappointed with the level of service. Could you you assist me in finding new lawyers?
They would need to be very poor to suggest diss instructing them. Has the mortgage been sent? If so you will need to advise them of the new contact details and get the loan are re-issued. The conveyancer needs to be on the lenders approved list to avoid added fees and complications. So that should be your starting point. Our search tool will help you find a lender approved lawyer for your home move in Stanley
I am purchasing a maisonette with all finances in place. My lawyer has been handed with two distinct evidence of photo identification, bank statement, multiple utility bills. Now he needs a copy from a probate lawyer stating that the funds are in place and that it has come from inheritance and not dealing E's in Ibiza.
In today’s world you will not be able to complete any Stanley conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Evidence of your source of funds is required under Money Laundering laws.