Can I use your services to recommend a Conveyancing solicitor in Stanley even if I’m not buying or disposing of a house, for instance if I intend to acquire an office in Stanley with a loan from Bank of Scotland?
The service is primarily utilised to get a quote from domestic conveyancing solicitors in Stanley but we have listed at the end of this page a few Stanley commercial conveyancing firms. You should make contact with the company directly to see if they can also act for Bank of Scotland
My aunt passed away last year and as sole heir and executor I was left the property in Stanley. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Principality, pay off the mortgage. Is this possible?
Given you plan to refinance then Principality will insist on your using a conveyancer on the Principality conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Principality conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Principality mortgage is registered as a charge at the Land Registry.
I'm purchasing my first flat in Stanley with a loan from Aldermore. The sellers refused to reduce the amount so I negotiated 6k of fixtures and fittings instead. The house builders rep told me not disclose to my conveyancer about this side-deal as it would put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a house in Stanley before instructing lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some banks tend refuse to give a mortgage on such a home.
It varies from the lender to lender. Santander has different requirements from Nationwide. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Stanley. Conveyancing may be slightly more expensive based on your lender's requirements.
I am downsizing from my house. My previous lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Stanley if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in Stanley. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
My cousin has suggested that I instruct his conveyancers in Stanley. Should I use them?
No doubt the ideal way to find a conveyancing solicitor is to have recommendations from friends or relatives who have used the firm that you are considering.