I was recommended to a solicitor who has given a fee estimate £1700 for no sale no fee conveyancing in Dunston. I am looking to sell a Edwardian property for £225,000. Are the quoted fees excessive? Is it in excess of what I should be paying for conveyancing in Dunston?
The estimate does seem marginally steep. If you are prepared to expend time comparing fee on a like for like basis you may be able to decrease the fees marginally by say £125. On the other hand, you couldlive to regret choosing an an untested conveyancer. If is important to be sure the firm can also act for your mortgage company. Do use our comparison tool to select a Dunston conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Dunston.
Do banks and building societies provide you with an approved list of Dunston conveyancing solicitors? How do you know who is on the Lloyds conveyancing panel?
Dunston conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
My grandfather passed away six months ago and as sole heir and executor I was left the property in Dunston. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Clydesdale will insist on your using a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
We previously chose conveyancers with offices in Dunston on the Coventry BS solicitor approved list. They are now charging me a separate charge for handling the Coventry BS mortgage. Is this a supplemental conveyancing fee specified by Coventry BS?
Provided it is contained in their Terms and Conditions or estimate then yes your conveyancing practitioner can levy a fee for this. The charge is not set by Coventry BS but by your Dunston solicitor. Plenty of firms on the Coventry BS panel will levy ’dealing with mortgage’ fee and others do not.
Can I be sure that the Dunston conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Dunston seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your transaction.
The formalities of my purchase has taken place for my property in Dunston. Conveyancing was of an acceptable standard but I would like to complain about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am downsizing from my home. My past conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Dunston if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Dunston. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
My husband and I are planning to purchase a four room ground floor flatin Dunston with a loan from a lender. We wish to instruct our lawyer in Dunston but our lender advise he's not on their "panel". We have to appoint one of the our lender panel firms or stay with our Dunston conveyancer and pay for one of their panel ones to represent our lender. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The bank home loan offered to you is subject to conditions, one of which will be that solicitors will on the lender's conveyancing panel. in the past, most lenders had open panels, including most conveyancing solicitors in Dunston : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your lender.