It has come to my attention via my IFA that my Whickham property lawyer is not on the bank Solicitor panel. How can I be sure that this is correct?
The best course of action for you to take is to call your Whickham conveyancer. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
A relative advised me that where I am buying in Whickham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Whickham conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Whickham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Whickham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Whickham.
The deeds to my property can not be found. The lawyers who did the conveyancing in Whickham 4 years ago have long since closed. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your lawyer will be aware precisely where to find all the appropriate documentation so you can buy or dispose of your property without a hitch. Where duplicates can’t be located, your lawyer can put in place insurance or indemnities protecting you against future claims on the premises.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a quick, chain free conveyancing. Whickham is where the house is located. Is there any advice you can impart?
Flying freeholds in Whickham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Whickham you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whickham may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
What tools are available to locate a Whickham law firm on the Virgin Money conveyancing panel? I have a car and am prepared to travel upto 25miles to meet the solicitor.
You can use the search on this page. Please choose the lender and your location and you will see a number of Whickham conveyancing lawyers located nearest you. We have detailed some Whickham conveyancing firms towards the end of this page and you can ring them to verify if they are on the Virgin Money approved list
Am I best advised to instruct a Whickham conveyancing solicitor in close proximity to the house I am hoping to buy? We have a good friend who can execute the conveyancing however her office is a couple of hundredmiles drive away.
The primary upside of using a local Whickham conveyancing practice is that you can visit the firm to sign documents, hand in your identification documents and pester them where appropriate. They will also have local intelligence which is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If you know people who instructed your friend and in the main were content that must trump using an unknown Whickham conveyancing lawyer solely due to them being Whickham based.