Why would I use a Stocksfield conveyancing solicitors firm when web based conveyancers are cheap by comparison?
By all means make sure that you compare conveyancing costs in Stocksfield and you should seek a reasonable fee calculation but don’t become consumed with hunting for the cheapest Stocksfield conveyancer. Locating the right conveyancer can mark the difference between a seamless and a frustrating home move. It is important that you ensure that you have expert advice from a specialist lawyer. An e-mail can never replace a phone discussion and can never replicate a face to face appointment. Our partner firms will allocate you a qualified and experienced conveyancing solicitor who can tackle your conveyancing from start to finish, giving the sort of personalised service that you rarely receive from an internet conveyancer. Our lawyers will update you as to headway and keep you informed. Should it ever be necessary to call the office you will know who to ask for and we'll endeavour to make sure that you are kept fully informed.
My husband and I are approaching an exchange on a house in Stocksfield and my parents have sent the ten percent deposit to my lawyer. I am now told that as the deposit has been received from someone other than me my solicitor needs to make a notification to my lender. I am advised that, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I advised the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?
Your solicitor is legally required to clarify with the bank to ensure that they understand that the balance of the purchase price is not from your own resources. Your solicitor can only notify this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
Completed the sale of my flat in Stocksfield last July yet the purchaser is texting me to say his lawyer needs to hear from mine. What should have happened now that I have sold?
Following your sale your lawyer is duty bound to forward the transfer deeds and all supplemental paperwork to the buyer’s lawyers. If applicable, your lawyer must also send confirmation that the mortgage has been repaid to the purchasers solicitors. There are no post completion formalities unique to conveyancing in Stocksfield.
Will my solicitor be asking questions about flooding during the conveyancing in Stocksfield.
The risk of flooding is if increasing concern for solicitors conducting conveyancing in Stocksfield. Some people will purchase a house in Stocksfield, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, if a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Conveyancers are not best placed to give advice on flood risk, but there are a number of checks that may be undertaken by the buyer or by their conveyancers which can give them a better appreciation of the risks in Stocksfield. The conventional set of completed inquiry forms sent to a buyer’s solicitor (where the Conveyancing Protocol is adopted) includes a standard inquiry of the vendor to discover whether the property has historically flooded. If the property has been flooded in past and is not notified by the owner, then a buyer may commence a legal claim for losses resulting from an misleading reply. A purchaser’s conveyancers will also order an enviro report. This will indicate whether there is any known flood risk. If so, further inquiries will need to be conducted.
My wife and I have a 4 bedroom Edwardian house in Stocksfield. Conveyancing lawyer represented me and Barnsley Building Society. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stocksfield and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with the conveyancing practitioner who conducted the work.
I have been advised by numerous property agents in Stocksfield to locate a conveyancer on your site. What’s the financial inducement for Estate Agents to offer your lawyers over and above another?
We don’t give any commission for directing people in our direction. We thought it would be too underhand a fee because a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.