I am due to complete on the purchase of a property in Chopwell but as a result of damage from some water damage at the property I have managed to agree compensation from the owner in the sum of £2k in the form of a adjustment in the price. I had intended this to be dealt with as part of the conveyancing process but Virgin Money are not allowing this. Why were they involved?
Any property lawyer being on a Virgin Money conveyancing panel is obliged to inform Virgin Money of any amendments to the purchase price. If you were to refuse your lawyer to notify the reduction to Virgin Money then they would have to discontinue acting for you. In addition, Virgin Money and you would have to appoint a new property lawyer for your conveyancing in Chopwell.
Can you point me to a directory of Skipton panel solicitors in Chopwell on the Building Society Association’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings viewable online. Where you are looking for a Chopwell property lawyer on the Skipton please make the most of our facility.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Chopwell lawyer on the HSBC panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I am selling my flat. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Bank of Ireland are being problematic. The Chopwell solicitor who is on the Bank of Ireland conveyancing panel is recommending indemnity insurance as a solution but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
five months have gone by since my purchase conveyancing in Chopwell completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
What tools are available to locate a Chopwell solicitor on the Clydesdale conveyancing panel? I am a keen cyclist and am happy to travel upto 20kilometers to meet the conveyancer.
You can use the facility on this website. Please select a mortgage company and your location and you will see a number of Chopwell conveyancing lawyers based on proximity. We have detailed some Chopwell conveyancing firms towards the end of this page and you can ring them to check whether they are on the Clydesdale member panel
We are a couple of weeks into a freehold purchase having been directed to conveyancers by the estate agent to do our conveyancing in Chopwell. I am am very dissatisfied with the quality of service. Can you help me find new solicitors?
A conveyancer would have to be very bad to suggest diss instructing them. Has your mortgage been generated? If so you need to make them aware of the replacement solicitor and get the mortgage documents are re-sent. Your new solicitor ideally should be on the lenders approved list to avoid escalating expenses and delays. So that should be your first question of the new lawyers. The find a solicitor tool can help you find a lender approved conveyancer for your home move in Chopwell
Me and myfiance and I are in the market for an affordable conveyancing solicitor in Chopwell to buy a flat. I want to avoid being ripped off and there's many Chopwell conveyancing solicitors to pick from...how do I know which one is best to appoint?
If you’ve never instructed a property lawyer previously, a trustworthy recommendation from relatives or friends is a great place to start and is often a good barometer of quality. As an alternative option, consult the Law Society’s regional list of conveyancing solicitors in Chopwell or make the most of our search tool to select a conveyancing solicitor in Chopwell.