I am buying a leasehold flat in Chopwell. My lawyer has never been on on the mortgage company conveyancing panel. Am I still permitted to continue with my Chopwell conveyancing solicitor even though they are not on the lender approved list?
Various options include
- Proceed with your preferred Chopwell property lawyer but your lender will undoubtedly appoint a lawyer from their approved list. The net result is additional cost together with potential delay.
- Get a fresh property lawyer to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Convince your lawyer to pull out all the stops to join the bank’s panel of solicitors
About to place an offer on a leasehold apartment in Chopwell. The property agents tell me that it is standard for flats in Chopwell to have less than 75 years remaining. I am expecting a loan with Platform. Will the property be mortgageable given that the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 11/10/2025 the requirements read as follows :
I purchased my apartment on 9 July and my personal details are still not on the land registry website. Need I be worried? My conveyancing solicitor in Chopwell expressed confidence that it should be registered in less than a month. Are titles in Chopwell uniquely lengthy to register?
There is nothing unique when it comes to conveyancing in Chopwell registration formalities. Rather than based on location, timeframes can differ subject to who lodges the application, whether there are errors and whether the Land registry must send notices to any third parties. At present approximately three quarters of submission are completed in less than three weeks but occasionally there can be longer hold-ups. Historically registration is effected after the purchaser has moved in to the premises thus registration formalities is not always an essential issue but where it is urgent that the the registration takes place urgently then you or your conveyancer must contact the land registry and explain the circumstances.
How does conveyancing in Chopwell differ for new build properties?
Most buyers of new build premises in Chopwell come to us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is built. This is because developers in Chopwell usually buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chopwell or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in Chopwell prior to retaining conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some banks will refuse to give a loan on a flying freehold premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chopwell. Conveyancing will be smoother if you use a solicitor in Chopwell especially if they are accustomed to such properties in Chopwell.
What tools are available to locate a Chopwell law firm on the Britannia conveyancing panel? I am a keen cyclist and am willing to travel upto 25kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please select a bank and your location and you will see a number of Chopwell conveyancing lawyers locally. We have listed some Chopwell conveyancing firms towards the end of this page and you can telephone them to check whether they are on the Britannia panel