My wife and I are about to exchange on the purchase of a property in Sunbury but as a result of wreckage from the recent storms I have was able negotiate compensation from the current proprietors in the sum of £2k taking the form of a deduction in the price. This was going to be dealt with as part of the conveyancing process but RBS will not agree to this. Should they have been involved?
The lawyer being on the RBS approved list is obliged to advise RBS of any variations to the purchase price. If you prohibit your lawyer to report the price change to RBS then they would have to discontinue acting for you. In addition, RBS and you would have to appoint a new conveyancing practitioner for your conveyancing in Sunbury.
My lawyer in Sunbury is not on the Barclays Solicitor Panel. Is it possible for me to use my prefered solicitor notwithstanding that they are not on the Barclays approved list?
Your options are as follows:
- Complete the purchase with your existing Sunbury solicitors but Barclays will need to retain a lawyer on their panel. This will inevitably rack up the total conveyancing charges as well as result in delays.
- Find a new lawyer to to deal with the conveyancing, obviously checking they are Persuade your conveyancer to use their best endeavours to join the Barclays conveyancing panel
How does conveyancing in Sunbury differ for new build properties?
Most buyers of new build or newly converted property in Sunbury come to us having been asked by the developer to exchange contracts and commit to the purchase even before the property is built. This is because developers in Sunbury usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Sunbury or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a property in Sunbury ahead of instructing lawyers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some mortgage companies tend refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. Santander has different instructions for example to Birmingham Midshires. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sunbury. Conveyancing will be smoother if you use a solicitor in Sunbury especially if they are familiar with such properties in Sunbury.
I am thinking of appointing a conveyancing solicitor in Sunbury for my home move. Is there any facility to check a solicitor's complaints history with the legal regulator?
Members of the public may review presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Visit Check a solicitor's record. For records Pre 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training requirements.
We are thinking of choosing a web based conveyancing practitioner ahead of a Sunbury conveyancing firm. Am I making a mistake?
Various benefits exist in being able to attend a local Sunbury conveyancing solicitor for instance
- signing documents same day
- often being able to speak to someone face-to-face can make a significant difference, particularly for non-standard house moves
- the ability to complain if matters need to addressed
When comparing estimates, look carefully for hidden extras. Most decent Sunbury high street solicitors give an all-inclusive price. Often online agents seem to offer discounted fees, yet have burried 'extras' in the small print.