We're in Sunbury, First time buyers purchasing with a mortgage (lender is Leeds Building Society , and our lawyer is on the Leeds Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Leeds Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Do I need to pay for insurance to cover chancel repairs when purchasing a house in Sunbury?
Unless a previous purchase of the premises completed after 12 October 2013 you may assume that solicitors conducting conveyancing in Sunbury to continue to advocate a chancel search and or insurance against a claim.
I have todayfound out that Wolstenholmes have closed. They conducted my conveyancing in Sunbury for a purchase of a leasehold apartment 9 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The easiest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Sunbury conveyancing specialists.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a straight forward, no chain conveyancing. Sunbury is the location of the property. Is there any advice you can impart?
Flying freeholds in Sunbury are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Sunbury you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sunbury may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I want to rent out my leasehold apartment in Sunbury. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?
Some leases for properties in Sunbury do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to see references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
I have attempted and failed to negotiate with my landlord to extend my lease without success. Can the Leasehold Valuation Tribunal decide on such matters? Can you recommend a Sunbury conveyancing firm to assist?
in cases where there is a missing landlord or if there is dispute about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to assess the sum to be paid.
An example of a Lease Extension case for a Sunbury flat is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case was in relation to 1 flat. The unexpired term was 82.93 years.
My wife and I have instructed a Sunbury conveyancing solicitor for our home move (FTB’s) and have noticed in the terms and conditions that they are not covered by the FCA. Am I right to be concerned or is that the norm with conveyancing practitioner?
We can't see why they should be. Most conveyancing practitioner don't lend money. They should be regulated by the Solicitors Regulation Authority, who have specific obligations in place on monies sitting on client account.