Are you able to recommend a Godiva Mortgages Ltd approved Sunbury On Thames conveyancing lawyer who can have us moved in within 10 days? Am I best advised to go for a local Sunbury On Thames solicitor or an internet conveyancer?
We would be happy to suggest some excellent Sunbury On Thames conveyancing firms. Another option is to visit the main road in Sunbury On Thames. Go in to a couple of firms and request to speak with a conveyancing solicitor for a fee estimate. Discuss your requirements together with your reasons and ask for an assurance on speed. Appoint the one that appears most efficient.
I purchased a freehold house in Sunbury On Thames but nevertheless charged rent, why is this and what is this?
It is rare for properties in Sunbury On Thames and has limited impact for conveyancing in Sunbury On Thames but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the creation of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 is to be dispensed with completely.
We're in Sunbury On Thames, FTBs purchasing with a mortgage (lender is RBS , and our solicitor is on the RBS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the RBS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancing practitioner should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I'm purchasing a new build house in Sunbury On Thames benefiting from help to buy. The sellers would not move on the price so I negotiated 6k of fixtures and fittings instead. The property agent advised me not reveal to my conveyancer about the deal as it may adversely affect my mortgage with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Sunbury On Thames ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies may not give a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Sunbury On Thames. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Sunbury On Thames to see if the conveyancing will be more expensive.
What makes your site different to alternative web based conveyancing brokers for conveyancing in Sunbury On Thames?
At this site obtain a fixed fee quote from a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Sunbury On Thames. Unlike many estate agents and many comparison sites we do not charge firms a fee if you appoint them for your home move in Sunbury On Thames