My aunt passed away six months ago and as sole heir and executor I was left the house in Lower Sunbury. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then UBS will insist on your using a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
I require fast conveyancing in Lower Sunbury as I am faced with a deadline to exchange contracts in less than 2 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?
As you are are a cash purchaser you have the choice not to have searches carried out although no law firm would advise that you don't. With lots of history conveyancing in Lower Sunbury the following are instances of what can show up and adversely impact future mortgageability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Railway Schemes,...
2 months have elapsed following my purchase conveyancing in Lower Sunbury completed. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a quick, no chain conveyancing. Lower Sunbury is where the house is located. What do you suggest?
Flying freeholds in Lower Sunbury are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Lower Sunbury you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lower Sunbury may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I'm remortgaging my primary house to a BTL loan with Halifax and intend to use the remaining equity towards another property. The neighborhood we are interested in is Lower Sunbury. Will your conveyancers be able to act for both sets of banks and tie in the two deals?
Do use our comparison tool on this site to be sure that the conveyancers are on the relevant lender panels. Having checked that they are the lawyer should be able to simultaneously deal with the two conveyancing matters but you should talk with you solicitor and make clear your expectations and requirements.
I am four weeks into a freehold purchase having been directed to solicitors by the estate agent to do our conveyancing in Lower Sunbury. I am am extremely dissatisfied with the level of service. Can you help me find new solicitors?
A solicitor would need to be really poor in order to consider changing them. Has your loan offer been sent? If so you will need to advise them of the new contact details and have the offer are re-issued. Your conveyancer should be on the mortgage company approved list to avoid supplemental costs and frustration. So that should be your first question of the new lawyers. Our search tool should assist you in finding a bank approved solicitor for your home move in Lower Sunbury