We are purchasing a 1 bedroom apartment in Walton On Thames with a mortgage. We like our Walton On Thames lawyer, however the mortgage company advise he's not on their "panel". It appears that we have no choice but to instruct one of the bank panel conveyancing practices or retain our Walton On Thames solicitor and pay for one of their panel firms to represent them. This feels very unfair; can we not insist that the mortgage company use our Walton On Thames lawyer ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Walton On Thames conveyancing solicitor to apply to be on the conveyancing panel.
Can the conveyancing solicitors identified via your search tool carry out auction conveyancing in Walton On Thames?
There are a few auction solicitors we can connect you with those who can conduct auction conveyancing. Walton On Thames is one of the many areas of where our lawyers have a presence.
As a novice what is the most important number one tip you can give me concerning purchase conveyancing in Walton On Thames?
You may not hear this from too many lawyers but conveyancing in Walton On Thames and elsewhere in Surrey is often a confrontational experience. In other words, when it comes to conveyancing there is plenty of room for confrontation between you and others involved in the ownership transfer. E.g., the vendor, estate agent and on occasion a lender. Choosing a solicitor for your conveyancing in Walton On Thames is a critical decision as your conveyancer is your adviser, and is the ONLY party in the process whose responsibility is to protect your best interests and to protect you.
We are witnessing a worrying increase in the "blame" culture- someone must be blamed for the process being so protracted. You must always trust your solicitor ahead of all other parties in the conveyancing process.
About to place an offer on a leasehold property in Walton On Thames. The selling agents tell me that it is the norm for flats in Walton On Thames to have less than 75 years left on the lease. I am obtaining a loan with Tesco Bank. Is this going to be a problem if the lease has 72 years unexpired.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/8/2025 the requirements read as follows :
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, no chain conveyancing. Walton On Thames is the location of the property. What do you suggest?
Flying freeholds in Walton On Thames are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Walton On Thames you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Walton On Thames may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Partway through the sale of a leasehold flat in Walton On Thames. Conveyancing is fine but we have been asked to pay a fortune from the freeholder. So far we have paid £237 for a leasehold management information and then a further £134.40 for answers to queries raised by the buyers conveyancing practitioner.
Your property lawyer will unlikely have any control over the extent of the charges for this information but the typical fee for the information for Walton On Thames leasehold premises is £355. For Walton On Thames conveyancing deals it is conventional for the vendor to cover the costs. The landlord or their agents are not duty bound to address these questions although many will be willing to do so - albeit often at high prices disproportionate to the work involved. Unfortunately there is no law that requires set fees for administrative tasks. Neither is there any set time limit by which they are obliged to supply the information.