Can the conveyancing lawyers listed on your site handle conveyancing in Walton On Thames by way of an attended exchange?
There are a few conveyancing specialists carrying out 24hr exchanges. You should e-mail us to receive a fee calculation and details as to dates.
We are purchasing a flat and need a conveyancing solicitor in Walton On Thames who is on the Clydesdale solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Walton On Thames.
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Walton On Thames. The house had a relatively small loan left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this possible?
Given you plan to refinance then Co-operative will insist on your using a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
When it comes to mortgage companies such as Aldermore, do Walton On Thames lawyers face a yearly amount to be on the list of approved solicitors?
We are unaware of any lender fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Completion of my remortgage has taken place for my property in Walton On Thames. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Planning on purchasing a house in Walton On Thames. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the RBS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Walton On Thames solicitor is on the RBS conveyancing panel.
Are there restrictive covenants that are commonly identified as part of conveyancing in Walton On Thames?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Walton On Thames. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one close by in Walton On Thames I like with amenity areas and railway links in the vicinity, however it only has 52 years unexpired on the lease. There is not much else in Walton On Thames for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
If you require a home loan that many years may be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this matter.