I have a decision in principle. The lender mentioned the loan came with free conveyancing. Does this mean I have to use their panel lawyer as I would prefer to use a Blandford Forum based conveyancing firm?
Do check but the the likelihood is that allocate you one of their panel conveyancers if you take up the "fee-free" deal. Speak to the mortgage company and determine if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Blandford Forum.
Completion of my remortgage has taken place for my property in Blandford Forum. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. In most cases complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
After weeks of negotiation I have agreed a price on an apartment in Blandford Forum. My mortgage broker recommended their conveyancers. I paid an advanced payment of £200. Shortly after, the property lawyer contacted me to say that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My sealed bid on a detached house in Blandford Forum has been agreed to, but there is a chain. The owners have offered on a property, but it’s not yet tied up, and have viewings of other apartments booked. I have chosen a bricks and mortar conveyancing solicitor in Blandford Forum. What do I do now? When should I get the mortgage application with Skipton going?
It is understandable to have apprehensions where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is in the region of one thousand pounds, then valuation, Blandford Forum conveyancing search costs, etc). The first course of action is to ensure that your lawyer is on the Skipton conveyancing panel. Concerning the subsequent stages this very much dictated by the circumstances of your transaction, motivation for this property and on the state of the market. During a rising market some purchasers will apply for the mortgage with Skipton and pay for the valuation and only if it was satisfactory would they pay their property lawyer to move forward with the conveyancing in Blandford Forum.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Blandford Forum is where the house is located. Can you shed any light on this issue?
Flying freeholds in Blandford Forum are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Blandford Forum you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Blandford Forum may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Given that I will soon part with over three hundred thousand on a two bedroom apartment in Blandford Forum I wish to have a conversation with the solicitor concerning thehouse move before instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be carrying out your property ownership legalities in Blandford Forum.There is no ‘factory style conveyancing’ - every client is an important person, not a file number. The practices that we put you in touch with believe that the figure you are provided with for your conveyancing in Blandford Forum should be the figure that you are charged.
My husband and I are FTB’s - had an offer accepted, yet the property agent informed us that the vendor will only proceed if we use their recommended solicitors as they are insisting on a ‘quick sale’. Our preferred option is to instruct a high street solicitor with experience of conveyancing in Blandford Forum
We suspect that the owner is unaware of this demand. If they want ‘a quick sale', turning down a serious purchaser is going to damage their objectives. Try to communicate with the sellers directly and make the point that (a)you are motivated buyers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you wish to move quickly (e)however you are going to instruct your preferred Blandford Forum conveyancing firm - not the ones that will earn their negotiator at the agency a kickback or achieve conveyancing figures pre-set by corporate headquarters.
I have been informed by various friends that it may take up to two months for Blandford Forum conveyancing to complete.This was a month ago. The draft contract was only sent to my solicitor yesterday so does the clock start running now?
One should take with a grain of salt any assurance as to expedited completion times. Rather you should enquire about the average time it takes for them to complete Blandford Forum conveyancing deals and if they are willing to work towards your proposed completion date for your home move in Blandford Forum