Willappointing a The Ridgeway conveyancing lawyer make the ownership transfer smoother?
The Ridgeway is a unique place, where neighbourhood know-how is a big bonus. The relaxed pace of life has an upside – but not when it comes to your conveyancing. The solicitors that we endorse display specialist The Ridgeway intelligence with a positive, can doapproach that ensures everything runs smoothly. It will certainly help if they benefit from well established connections with mortgage brokers, local authorities, valuers and counterpart The Ridgeway conveyancing practices
My wife and I are only a couple days away from an exchange on a house in The Ridgeway and my mum and dad have transferred the ten percent deposit to my solicitor. I am now informed that as the deposit has not arrived from me my lawyer needs to disclose this to my lender. I am advised that, in also acting for the mortgage company he must advise them that the balance of the purchase price is not just from me. I disclosed to the lender regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to hold matters up?
Your conveyancing practitioner is legally required to clarify with the bank to ensure that they understand that the balance of the purchase price is not from your own funds. Your solicitor can only reveal this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.
I am planning to acquire a flat and need a conveyancing solicitor in The Ridgeway who is on the Coventry Building Society conveyancing. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Coventry Building Society in certain locations such as The Ridgeway. We dont recommend any particular firm.
I opted to have a survey done on a property in The Ridgeway before appointing solicitors. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some banks may refuse to issue a loan on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in The Ridgeway. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to retain a conveyancing solicitor for sale conveyancing in The Ridgeway. I've discover a site which seems to have the ideal answer If it is possible to get all this stuff done via web that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I bought a flat in The Ridgeway last 20/1/2025 and to date it is still not registered with HMLR. It was part of a development site and my conveyancer told me that it may take one year to complete the registration formalities. I have called the Land Registry directly and they have informed me the original application was cancelled due to questions not being addressed in time. Do I need to be concerned?
Call your solicitor - if you are not getting sensible responses, find out about their internal complaints process and escalate your problem to a Partner. Registrations for The Ridgeway conveyancing are not known to be significantly delayed.