Willappointing a The Ridgeway conveyancing firm make the ownership transfer smoother?
The Ridgeway is a special area, where neighbourhood know-how is a big bonus. The relaxed pace of life has it’s attractions – but not for your house move. The solicitors that we endorse display wide The Ridgeway intelligence with a positive, hands-onattitude that ensures the conveyancing to progress without delay. It is a definite plus where they can make use of good connections with financial advisers, local authorities, surveyors and counterpart The Ridgeway conveyancing practices
My partner and I are approaching an exchange on a property in The Ridgeway and my parents have transferred the 10% deposit to my conveyancer. I am now told that as the deposit has been sent from someone other than me my conveyancing practitioner needs to make a notification to my lender. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is coming from anyone other than me. I disclosed to the lender regarding my parents' contribution when I applied for the home loan, so is it really appropriate for this now to delay the deal?
Your solicitor is duty bound to check with mortgage company to make sure that they know that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your bank if you agree, failing which, your lawyer must cease to continue acting.
I am buying a house and require a conveyancing solicitor in The Ridgeway who is on the National Westminster Bank approved. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for National Westminster Bank in certain locations such as The Ridgeway. We dont recommend any particular firm.
Due to the guidance of my in-laws I had a survey completed on a property in The Ridgeway before instructing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some lenders may not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in The Ridgeway. Conveyancing will be smoother if you use a solicitor in The Ridgeway especially if they are acquainted with such properties in The Ridgeway.
I need to retain a conveyancing solicitor for residential conveyancing in The Ridgeway. I happened to stumble upon a site which looks to be the ideal solution If it is possible to get all this stuff done via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I purchased a property in The Ridgeway last 20/1/2025 and to date it is still not registered with the Land Registry. It was part of a development site and my property lawyer told me that it can take twelve months to register. I have contacted HMLR directly and they say that the initial application was cancelled due to questions not being addressed in time. What can I do?
It is your property lawyer that you really need to turn to here in order to satisfy any questions which have been raised as part of the registration process for your The Ridgeway property. Normal The Ridgeway conveyancing practice includes an undertaking on the part of the seller's conveyancing practitioner that they will assist in resolving any registration raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.