Find a Lender-Approved Local Conveyancer in The Ridgeway

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in The Ridgeway. My lender is Chelsea Building Society

Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 6/10/2025, the requirements read as follows :

I have today made my last payment due on my mortgage with UBS. I assume I don't need a The Ridgeway lawyer on the UBS panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where UBS has sent the Land Registry the discharge electronically, and
3. UBS has instructed the Land Registry to do so

The Land Registry will send you a letter confirming that your UBS mortgage has been paid off.

About to purchase house in The Ridgeway. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the The Ridgeway lawyer is on the Leeds Building Society conveyancing panel.

I have finally had an offer on a maisonette in The Ridgeway accepted, the owners do nevertheless have a dependent purchase. The vendors have offered on somewhere, however it’s not been accepted yet, and are looking at other apartments in the pipeline. I have selected a bricks and mortar conveyancing solicitor in The Ridgeway. What should be my next step? When do I get the mortgage application with Bank of Ireland started?

It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then valuation, The Ridgeway conveyancing search charges, etc). First, you must check that your conveyancing practitioner is on the Bank of Ireland approved list. Regarding the subsequent stages this very much depends on the circumstances of your case, desire for the property and on the state of the market. In a buoyant market the majority of buyers would apply for the mortgage with Bank of Ireland and arrange for the valuation and only if it was satisfactory would they ask their property lawyer to move forward with the conveyancing in The Ridgeway.

Just had an offer accepted on a new build apartment in The Ridgeway. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in The Ridgeway

Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please provide evidence that the form of Lease proposed has been approved by the Land Registry.

How simple is it to transfer to a new firm as I need to choose one who is on the Platform Home Loans Ltd conveyancing panel. I had appointed a family conveyancing solicitor in The Ridgeway five minutes from me but he is not accepted by Platform Home Loans Ltd

We will our best to assist in finding you a conveyancing solicitor in The Ridgeway on the Platform Home Loans Ltd panel. Please note that the solicitors that we work with do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who regulate all conveyancing solicitors in The Ridgeway. In making use of search facility on this site, you can contrast charges for conveyancing solicitors in The Ridgeway and beyond.

I am a couple of weeks into a residential purchase having been directed to solicitors by the high street agent to handle our conveyancing in The Ridgeway. I am not happy. Could you you assist me in finding new solicitors?

They would need to be really bad in order to consider replacing them. Has your mortgage been sent? In the event that it has you must advise them of the new contact details and have the offer are issued to the new lawyers. Your solicitor ideally needs to be on the mortgage company panel to avoid added fees and delays. That should be your first question of the new conveyancers. Our find a solicitor tool should help you find a lender approved conveyancer for your conveyancing in The Ridgeway

If all goes to plan we aim to complete the disposal of our £425,000 maisonette in The Ridgeway next week. The managing agents has quoted £372 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is it legal for a freeholder to charge such fees for a flat conveyance in The Ridgeway?

For the majority of leasehold sales in The Ridgeway conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :

Completing pre-contract questions Where consent is required before sale in The Ridgeway Copies of the building insurance and schedule Deeds of covenant upon sale Registering of the assignment of the change of lessee after a sale

Your lawyer will have no control over the level of the charges for this information but the average costs for the information for The Ridgeway leasehold premises is £350. For The Ridgeway conveyancing transactions it is customary for the seller to pay for these costs. The landlord or their agents are under no legal obligation to answer such questions most will be willing to do so - albeit often at exorbitant prices where the fees bear little relation to the work involved. Unfortunately there is no law that requires fixed charges for administrative tasks. Neither is there any legal time frame by which they are obliged to supply answers.

After years of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in The Ridgeway. Can we issue an application to the Residential Property Tribunal Service?

Most certainly. We can put you in touch with a The Ridgeway conveyancing firm who can help.

An example of a Lease Extension case for a The Ridgeway property is Various @ Colombus Square in January 2012. the Tribunal calculated the premiums to be paid for new leases for each of the flats in Mariners Walk to be £3822 and the premium to be paid for the new lease of 2 Knights Court to be £4439. This case was in relation to 13 flats. The unexpired residue of the current lease was 76 years.