We were just about to sign contracts for a freehold house in Crossness. We have hit a snag. Our loan offer with Virgin Money expires on 23/9/2026 but the owners are suggesting a completion date of 25/9/2026. Can one prolong the loan offer?
The best person to address this concern is your conveyancer who should calculate whether he or she is should be discussing with the bank, seller’s conveyancers, property agents or indeed all parties given the circumstances your house move as of today.
Why is leasehold purchase conveyancing in Crossness costs more?
Crossness leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
I have been told that property searches are the main cause of obstruction in Crossness conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of hindrances during the legal transfer of property. Searches are not likely to feature in any holding up conveyancing in Crossness.
I used Action Conveyancing a few years ago for my conveyancing in Crossness. I now require my file however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Crossness of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the encouragement of my in-laws I had a survey completed on a house in Crossness in advance of instructing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies may not grant a mortgage on such a property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to telephone us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Crossness. Conveyancing will be smoother if you use a solicitor in Crossness especially if they are accustomed to such properties in Crossness.
I am thinking of appointing a conveyancing lawyer in Crossness for my house move. Can I review a solicitor's complaints history with the profession’s regulator?
Members of the public may search for published Solicitor Regulator Association (SRA) determinations resulting from inquisitions commenced on or after 1 January 2008. Visit Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The regulator could recorded telephone calls for training requirements.