I am hoping to receive a offer of a home loan from Nat West. I intend to retain the legal services of a Licensed Conveyancer in West Heath. Does the Nat West Conveyancing panel allow for conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We were just about to sign contracts for a garden flat in West Heath. We encountered a snag. Our loan offer with Coventry Building Society expires on 8/12/2025 but the owners are suggesting a completion date of 10/12/2025. Is it possible to extend the loan expiry date?
The person best placed to address this concern is your conveyancer who will hopefully calculate if he or she is should be discussing with the lender, owner’s representatives, selling agents or indeed all three based on the history of your house move as of today.
As someone not used to the West Heath conveyancing process what is your top tip you can impart for the legal transfer of property in West Heath
Not many law firms shout this from the rooftops but conveyancing in West Heath and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists plenty of opportunity for friction between you and other parties involved in the legal transfer of property. E.g., the vendor, property agent and even potentially the mortgage company. Appointing a lawyer for your conveyancing in West Heath an important selection as your conveyancer is your adviser, and is the ONE person in the process whose role it is to protect your legal interests and to protect you.
On occasion a third party with a vested interest will attempt to persuade you that you should follow their advice. For instance, the property agent may claim to be helping by claiming that your solicitor is dragging his heels. Or your financial adviser may try to convince you to do take action that is against your lawyers advice. You should always trust your lawyer above all other parties in the home moving process.
I am about to put an offer on a leasehold apartment in West Heath. The property agents assure me that it is standard for flats in West Heath to have less than 75 years remaining. I am getting a loan with Chelsea Building Society. Will the property be mortgageable given that the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/10/2025 the requirements read as follows :
I am buying a victorian detached house in West Heath. Our aim is to carry out a loft conversion at the property.Will the conveyancing process involve investigations to determine if these alterations are prohibited?
Your solicitor should check the registered title as conveyancing in West Heath will occasionally reveal restrictions in the title deeds which restrict certain alterations or necessitated the permission of another owner. Many extensions require local authority planning permissions and approval in compliance with building regulations. Many locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be sensible to check these things with a surveyor ahead of any purchase.
My husband and I are in the throws of looking at houses in West Heath and I am now considering a potential offer. Should I already have a conveyancing practitioner appointed at this stage? I intend to finance via a mortgage with HSBC.
It would be wise to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are obtaining a mortgage with HSBC, ask your prospective lawyers if they are on the HSBC conveyancing panel otherwise they can't do the mortgage legal work.
The formalities of my remortgage has taken place for my property in West Heath. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
2 months have gone by since my purchase conveyancing in West Heath took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.