My previous conveyancer has quoted £1200 for no move no fee conveyancing in Thornbury. I’m selling a modern house for £225,000. This sounds over the top. Is it above what I should be paying for conveyancing in Thornbury?
The charges are a bit high. If you are content to expend time comparing fee on a like for like basis you might trim some of the cost by perhaps £125. On the other hand, you couldcome to regret opting for an an untested solicitor. Don't forget to check the conveyancer can also act for your lender. You can use our comparison tool to get a quote a Thornbury conveyancing firm on the lender’s member panel which can often include conveyancing solicitors in Thornbury.
My brother and I have lately purchased a house in Thornbury. We have since encountered a number of problems with the property which we consider were overlooked in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that should have been carried out as part of conveyancing in Thornbury?
The question is not clear as to the nature of the problems and if they are relate to conveyancing in Thornbury. Conveyancing searches and due diligence undertaken during the buying process are supposed to help avoid problems. As part of the legal transfer of property, a property owner fills in a form known as a Seller’s Property Information Form. answers turns out to be misleading, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Thornbury.
We are hoping to buy a purpose built apartment in Thornbury with a homeloan from Halifax.We have a Thornbury conveyancing practitioner but Halifax says she’s not listed on their approved list of firms. We have to appoint a Halifax panel lawyer or keep our high street solicitor and fork out for a Halifax panel lawyer to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The loan offered to you is subject to its various provisions, a common one being that lawyers needs to be on the Halifax approved list. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Halifax
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Thornbury?
There are many registered licenced Conveyancers in Thornbury and Solicitor partnerships in Thornbury who can assist with your conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal aspects of transferring property. The two can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
About to purchase apartment in Thornbury. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Thornbury conveyancing practitioner is on the Lloyds conveyancing panel.
Our sealed bid on a house in Thornbury has been agreed to, but there is a chain. The vendors have put an offer on a flat, however it’s not yet agreed to, and have viewings of other flats booked. I have chosen a local conveyancing solicitor in Thornbury. What should be my next step? At what stage should I apply for the mortgage with Kent Reliance?
It is normal to have anxieties where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of one thousand pounds, then survey, Thornbury conveyancing search charges, etc). First, you must check that your conveyancing practitioner is on the Kent Reliance conveyancing panel. As to the next steps this very much dictated by the circumstances of your case, desire for the property and on the state of the market. In a buoyant market many purchasers will apply for a home loan with Kent Reliance and arrange for the valuation and only if it comes back ok would they pay their conveyancer to move forward with the conveyancing in Thornbury.
I need some quick conveyancing in Thornbury as I have an ultimatum to sign on the dotted line within 3 weeks. Luckily I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to do searches although no solicitor would suggest that you don't. Drawing on our experience of conveyancing in Thornbury the following are examples of what can appear and therefore impact future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...
I'm remortgaging my current property to a buy to let loan with Aldermore and I will use the rest of the raised equity towards a second property. The area we are looking at is Thornbury. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?
Do use our search tool on this site to be sure that the conveyancers are approved by both mortgage companies. Assuming that they are the conveyancer should be able to simultaneously deal with the two transactions but you should talk with you solicitor and make apparent your expectations and needs.