I am selling my house in Thornbury. Does my lawyer have to be required to be on the Clydesdale conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Clydesdale conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
I moved into my home on 12 August and my personal details is yet to be registered. Any reason for this? My conveyancing solicitor in Thornbury expressed confidence that it should be dealt with inside ten days. Are titles in Thornbury particularly slow to register?
As far as conveyancing in Thornbury registration is no quicker or slower than the rest of England and Wales. Rather than based on location, timeframes can adjust subject to the party submitting the application, whether there are errors and if the Land registry have to notify any third persons or bodies. As of today approximately 80% of such applications are completed within two weeks but some can be subject to protracted hold-ups. Registration takes place once the buyer is living at the property thus an expedited registration is not typically primary concern but if there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Thornbury differ for newly converted properties?
Most buyers of new build property in Thornbury come to us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because builders in Thornbury typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Thornbury or who has acted in the same development.
I opted to have a survey done on a property in Thornbury prior to appointing conveyancers. I have been told that there is a flying freehold element to the property. The surveyor has said that some lenders will not grant a loan on such a property.
It varies from the lender to lender. Santander has different instructions for example to Birmingham Midshires. Should you wish to call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Thornbury. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Thornbury to see if the conveyancing will be more expensive.
As co-executor for the will of my father I am disposing of a residence in Neath but live in Thornbury. My lawyer (approximately 250 kilometers awayneeds me to sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Thornbury to attest and place their company stamp on the document?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Thornbury based
My partner and I may need to let out our Thornbury garden flat temporarily due to taking a sabbatical. We instructed a Thornbury conveyancing practice in 2004 but they have closed and we did not have the foresight to seek any advice as to whether the lease permits subletting. How do we find out?
Notwithstanding that your last Thornbury conveyancing solicitor is no longer available you can review your lease to check if you are permitted to let out the property. The rule is that if the lease is silent, subletting is allowed. Quite often there is a prerequisite that you need to obtain consent via your landlord or other appropriate person in advance of subletting. The net result is that you cannot sublet in the absence of prior consent. Such consent must not not be unreasonably withheld. If the lease does not allow you to sublet you will need to ask your landlord for their consent.
Thornbury Leasehold Conveyancing - Sample of Queries Prior to buying
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Is there a share of the freehold? Please inform me if there are any major works anticipated that will likely increase the maintenance fees? For many Thornbury leaseholds the outlay for major works tend not to be included within service charges, although some managing agents in Thornbury require leaseholders to pay into a reserve fund created for the specific intention of building a fund for larger repairs or maintenance.