It is 10 years ago since I acquired my property in Wadebridge. Conveyancing lawyers have recently been retained on the sale but I am unable to track down the title deeds. Is this a major issue?
You need not be too concerned. First there is a possibility that the deeds will be retained by your mortgage company or they could stored with the conveyancers who oversaw the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors acquiring current official copies of the land registers. The vast majority of conveyancing in Wadebridge relates to registered property but in the rare situation where your property is unregistered it is more problematic but is not insurmountable.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Wadebridge. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 9/12/2025, the requirements read as follows :
I am assisting my step-mother sell her house in Wadebridge. Will the conveyancing solicitor commission the energy assessment or it is for the owner to coordinate?
Following the demise of Home Packs, EPC’s was kept a mandatory part of selling a house. An energy assessment should be to hand before the property is placed on the market. This is not something that solicitors ordinarily organise. If you are instructing a Wadebridge conveyancing practitioner they might be willing to arrange EPC’s given their relationships with long established local assessors
Is it correct that all Wadebridge CQS (Conveyancing Quality Scheme) solicitors are on the TSB conveyancing list of approved firms?
It is true that some banks and building societies now utilise CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
The formalities of my purchase has taken place for my property in Wadebridge. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am buying a new build apartment in Wadebridge. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Wadebridge
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Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Wadebridge is the location of the property. Can you offer any opinion?
Flying freeholds in Wadebridge are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wadebridge you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wadebridge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are a couple of weeks into a residential purchase having been referred to conveyancers by the selling agent to carry out the conveyancing in Wadebridge. We are not happy. Can you you assist me in finding new solicitors?
A lawyer would need to be very bad to suggest changing them. Has the loan offer been issued? In the event that it has you will need to make them aware of the new contact details and ensure the loan are issued to the new lawyers. Your conveyancer needs to be on the banks approved list to avoid added expenses and complications. That should be your starting point. Our find a solicitor tool can help you find a bank approved conveyancer for your conveyancing in Wadebridge