Having been referred to your web site we were going to use a conveyancing solicitor in Turvey found using your search tool but have come across some other quotes on the internet look less pricey – why is this?
One can find hundreds of conveyancing outfits marketing at first sight what seems to be extremely cheap conveyancing in Turvey. Our recommendation is to give due consideration as to how much you respect your own move to you are willing to take 'cheap' risks with regard to the quality of the conveyancing. Some embed additional charges deep into the terms of engagement. The conveyancers that we list for conveyancing in Turvey will notdo this.
My fiance and I are purchasing a newbuild flat in Turvey with a residential mortgage from Godiva Mortgages Ltd.We would like to retain our Turvey conveyancing practitioner but Godiva Mortgages Ltd advised that his firm is not on their approved list of firms. It seems we have no choice but to instruct a Godiva Mortgages Ltd panel lawyer or keep our high street solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
Unfortunately,no. The mortgage issued to you is subject to its terms and conditions, a common one being that conveyancers must be on the Godiva Mortgages Ltd approved list. Until recently, most lenders had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Godiva Mortgages Ltd
Will my conveyancer be raising enquiries concerning flooding as part of the conveyancing in Turvey.
Flooding is a growing risk for lawyers specialising in conveyancing in Turvey. There are those who buy a property in Turvey, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. There are steps that can be taken during the course of a property purchase to forewarn the purchaser.
Lawyers are not qualified to give advice on flood risk, however there are a numerous checks that can be carried out by the buyer or by their solicitors which can give them a better understanding of the risks in Turvey. The conventional set of property information forms given to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the owner to determine whether the property has historically flooded. If the residence has been flooded in past and is not revealed by the owner, then a purchaser could bring a legal claim for losses as a result of such an misleading answer. The buyer’s solicitors should also order an environmental search. This will higlight whether there is a recorded flood risk. If so, more detailed investigations should be conducted.
My wife and I purchased a 4 bedroom Georgian property in Turvey. Conveyancing solicitor represented me and Bank of Scotland. I happened to do a free search for it on the Land Registry database and there are two entries: the first freehold, another for leasehold under the exact same address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Turvey and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who conducted the work.
How simple is it to transfer to a new conveyancer as I have to select one who is on the TSB conveyancing panel. I had appointed a family conveyancing solicitor in Turvey five minutes from me but he is not accepted by TSB
We will our best to assist in finding you a conveyancing solicitor in Turvey on the TSB panel. Please note that the property lawyers that we work with do not pay us fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Turvey. In utilising search facility on this site, you can scrutinise costs for conveyancing solicitors in Turvey and throughout England and Wales.
I have been sourcing a conveyancing lawyer in Turvey for my house move. Is it possible to review a solicitor's complaints history with the legal regulator?
One may see published Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Visit Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could monitor telephone calls for training purposes.