I am selling my maisonette in Turvey and the estate agent has just e-mailed to say that the buyers are switching property lawyer. The reason given is that the mortgage company will only work with property lawyers on their conveyancing panel. On what basis would a big named mortgage company only work with certain lawyers rather the firm that they want to select for their conveyancing in Turvey ?
Banks have always had panels of law firms they are willing to work with, but in recent years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for decades.
Banks blame a rise in fraud by way of justification for the cull – criteria have been narrowed as a smaller panel is easier to oversee. Banks tend not to disclose how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is being contacted daily by practices that have been removed from panels. Plenty of firms do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your buyers are unlikely to have any impact on this.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Turvey. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/12/2025, the requirements read as follows :
What does a local search inform me concerning the house we're purchasing in Turvey?
Turvey conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company such as Searchflow The local search plays an important part in many a Turvey conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I decided to have a survey completed on a house in Turvey ahead of retaining solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies will not issue a loan on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you contact us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Turvey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Turvey to see if the conveyancing will be more expensive.
What makes your site different to other online quote calculators for conveyancing in Turvey?
At this site obtain a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Turvey. As opposed to estate agents and brokerage sites we do not have kick-back arrangements with solicitors. Some agents and online brokers 'recommend' solicitors who pay the most commission, rather than the best value conveyancing in Turvey
Last July I purchased a leasehold house in Turvey. Do I have any liability for service charges relating to a period prior to my ownership?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Turvey - A selection of Questions you should consider Prior to Purchasing
-
Most Turvey leasehold properties will be liable to pay a service charge for maintenance of the block set on behalf of the management company. Should you buy the property you will have to pay this amount, normally periodically during the year. This may vary from several hundred pounds to thousands of pounds for bigger purpose-built buildings. In all likelihood there will be a rentcharge to be met annual, this is usually not a significant figure, say around £50-£100 but you need to enquire as occasionally it could be many hundreds of pounds. Who manages the building? The prefered form of lease structure is a share of the freehold. In this situation the lessees enjoy being in charge if their destiny and even though a managing agent is usually retained where it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.