Do the conveyancing solicitors that are recommend handle auction conveyancing in Bozeat?
We know of a few niche practitioners we can connect you with those who can conduct auction conveyancing. Bozeat is one of the many locations where our lawyers have offices.
I am selling my apartment in Bozeat. Will the property lawyer have to be required to be on the Lloyds conveyancing panel in order to deal with repayment of my mortgage?
Ordinarily, even if your lawyer is not on the Lloyds conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently currently.
I'm buying a new build house in Bozeat with the aid of help to buy. The builders refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not inform my solicitor about this extras as it could adversely affect my loan with Aldermore. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Bozeat ahead of retaining lawyers. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies may not grant a mortgage on a flying freehold home.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bozeat. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bozeat to see if the conveyancing will be more expensive.
We're novice buyers - had an offer accepted, yet the property agent has warned us that the seller will only proceed if we instruct their recommended conveyancers as they want an ‘expedited deal’. Our preferred option is to instruct a local conveyancer who is accustomed to conveyancing in Bozeat
It is improbable the sellers are behind this. If they desire ‘a quick sale', turning down a genuine purchaser is likely to cause more damage than good. Speak to the owners direct and make sure they comprehend that (a)you are serious buyers (b)you are ready to go, with finances in place © you are chain free (d) you intend to proceed fast (e)however you are going to use your preferred Bozeat conveyancing firm - not the ones that will provide the negotiator at the agency a introducer fee or hit his conveyancing targets set by senior management.
I'm selling a flat in Bozeat. I can find my conveyancer's company on the CLC list, but I can't see my lawyer's name on the list. Is this a big problem?
Not every individual in the practice must be listed by the regulator. As long there is someone qualified to 'oversee' the transaction, the actual day-to-day activity can be undertaken by unqualified staff.