Can I use your services to find a Conveyancing solicitor in Olney even if I’m not purchasing or selling a house, for instance where I intend to acquire an office in Olney with a mortgage from Coventry Building Society?
Our comparison service is mainly utilised to help choose domestic conveyancing solicitors in Olney but we have recorded at the bottom of this page a selection of Olney commercial conveyancing firms. You should make contact with the solicitors directly to see if they can also act for Coventry Building Society
we are a couple who are purchasing a newbuild flat in Olney with a residential mortgage from Bank of Ireland.We have a Olney conveyancing lawyer but Bank of Ireland informed us he's not listed on their "panel". It seems we have little choice but to instruct a Bank of Ireland panel lawyer or keep our preferred solicitor and pay for a Bank of Ireland panel lawyer to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you contains terms and conditions, one of which will be that solicitors needs to be on the Bank of Ireland conveyancing panel. Until recently, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Bank of Ireland
Have purchased a a terraced house in Olney , What is the estimated time for the Land Registry to deal with the formalities evidencing my ownership? My Olney conveyancing solicitor works at snail pace, so I want to be sure that my name is registered.
There is nothing unique about conveyancing in Olney registration formalities. Rather than based on location, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry need to notify any other persons or bodies. As of today in the region of 80% of such applications are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Registration takes place after the purchaser is living at the premises so 'speed' is not typically an essential issue but if there is a degree of urgency associated with the registration then you or your solicitor can communicate with the Registry to express the reasoning for an expedited registration.
I'm purchasing my first flat in Olney with a loan from HSBC Bank. The sellers refused to budge the price so I negotiated £7000 of extras instead. The estate agent told me not disclose to my lawyer about the deal as it will put at risk my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My business partner and I are looking to take an assignment of a lease of a shop on a shopping parade. Can you recommend solicitors offering fixed charges for non-domestic conveyancing in Olney for below 2k?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Olney, including the disposal and purchase of businesses as well as simply premises. Whether you are intending to purchase or lease a shop, pub, restaurant, office, retail unit or a whole business we will find you the right lawyer. As for the costs this will depend on the structure and nuances of the deal. Let us have your details or telephone us so that we may provide you with a fixed commercial conveyancing calculation.
Being a leasehold owner I am liable for a service charge for my property in Olney. Due to losing my job and other issues I slipped into arrears with payments. I negotiated a payment schedule but there is still in the region of £1750 left to be paid.
I now wish to sell and I am nervous that this can jeopardize the sale if I have to pay off the arrears first. I'd like to sell up and then pay them back with the completion monies - is this viable?
Your lawyer will hopefully be able to negotiate with the appropriate parties, and agree with them whether or not they would accept payment out of the completion monies. Here is indicative of why it is sensible to select a lawyer in Olney as they may well have an established relationship with the parties.