It is 10 years ago since I bought my property in Wallington. Conveyancing lawyers have just been retained on the sale but I am unable to track down the deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be with your lender or they may stored with the conveyancers who oversaw your purchase. Secondly in most cases the title will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring up to date copy of the land registers. Most conveyancing in Wallington relates to registered property but in the unlikely event that your property is not registered it is more problematic but is not insurmountable.
About to place a bid on a leasehold apartment in Wallington. The selling agents say that it is normal for flats in Wallington to have less than 75 years left on the lease. I am expecting a loan with Chelsea Building Society. Is this going to be a problem if the lease has 70 years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/7/2025 the requirements read as follows :
Will my conveyancer be raising questions about flooding during the conveyancing in Wallington.
The risk of flooding is if increasing concern for solicitors conducting conveyancing in Wallington. There are those who purchase a house in Wallington, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, but there are a number of searches that may be initiated by the purchaser or by their conveyancers which should figure out the risks in Wallington. The standard completed inquiry forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the owner to determine if the property has suffered from flooding. If flooding has previously occurred which is not notified by the vendor, then a buyer may issue a compensation claim resulting from an incorrect reply. A purchaser’s lawyers may also carry out an enviro report. This should higlight if there is any known flood risk. If so, further investigations should be made.
I opted to have a survey completed on a house in Wallington before appointing conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some lenders tend refuse to grant a mortgage on such a property.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Wallington. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wallington to see if the conveyancing will be more expensive.
How does the Landlord & Tenant Act 1954 impact my business premises in Wallington and how can you help?
The 1954 Act affords protection to commercial tenants, giving them the a statutory right to make a request to court for a new lease and continue in occupation when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and handle your commercial conveyancing in Wallington
Looking forward to exchange soon on a ground floor flat in Wallington. Conveyancing lawyers have said that they report fully tomorrow. What should I be looking out for?
The report on title for your leasehold conveyancing in Wallington should include some of the following:
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Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? You must be told what counts as a Nuisance as far as the lease is concerned Repair and maintenance of the premises The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. Does the lease prohibit wood flooring?
I inherited a two-bedroom flat in Wallington. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the amount due for a lease extension?
if there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant legislation it is possible to make an application to the LVT to determine the sum to be paid.
An example of a Freehold Enfranchisement case for a Wallington property is 21 & 23 Carshalton Grove in May 2009. the Tribunal adopted the figures presented as the premiums payable by the Applicant i.e. a total of £20,750. This case was in relation to 2 flats. The remaining number of years on the lease was 72 years.