I am expecting a mortgage with Halifax. I would like to enlist the help of a Licensed Conveyancer in Wallington. Does the Halifax Solicitor panel include Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My partner and I are refinancing our apartment in Wallington with Leeds Building Society. We have a son 18 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this document specific to the Leeds Building Society conveyancing panel as he never had to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Leeds Building Society conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Leeds Building Society. This is solely used to protect Leeds Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Leeds Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
What is the optimum way to investigate if the solicitor conducting my conveyancing in Wallington is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus paying £192.00 in another set of legal charges.
You should make use of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Wallington’ or your preferred area and you will see a number of lawyer located in Wallington or near you.
How does conveyancing in Wallington differ for new build properties?
Most buyers of new build property in Wallington come to us having been asked by the developer to sign contracts and commit to the purchase even before the house is finished. This is because new home sellers in Wallington tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Wallington or who has acted in the same development.
How simple is it to swap firm as I have to find one who is on the Norwich and Peterborough Building Society conveyancing panel. I hired a family conveyancing solicitor in Wallington five minutes from me but he is not accepted by Norwich and Peterborough Building Society
It would be our pleasure to assist you select a conveyancing solicitor in Wallington on the Norwich and Peterborough Building Society panel. Please note that the conveyancers that we work with do not pay us a referral fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Wallington. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Wallington.
I need to instruct a conveyancing solicitor in Wallington for my remortgage. Can I see a solicitor's complaints history with the profession’s regulator?
One may review documented Solicitor Regulator Association (SRA) decisions arising from inquisitions started on or after 1 January 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded call for training reasons.