Our family solicitor has quoted £1700 for no sale no fee conveyancing in Mitcham Junction. I’m selling a modern house for £225,000. Are the quoted fees excessive? Is it above the norm for conveyancing in Mitcham Junction?
The estimate does seem marginally overpriced. If you shop around you may be able to decrease the fees slightly by say £125. On the other hand, you maycome to regret opting for an an unknown solicitor. Remember to enquire that the conveyancer can represent your mortgage company. Do utilise our comparison tool to find a Mitcham Junction conveyancing firm on the banks conveyancing panel which can often include conveyancing solicitors in Mitcham Junction.
Does a directory service exist listing Skipton panel solicitors in Mitcham Junction on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings open the public on the web. Where you are seeking to appoint a Mitcham Junction conveyancer on the Skipton please make the most of our tool.
We expect to receive a OIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Mitcham Junction solicitors on the Leeds Building Society conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Mitcham Junction solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
I am currently in the process of buying my council flat in Mitcham Junction. I have a mortgage agreed with Santander. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
I am downsizing from our house in Mitcham Junction and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A high street Mitcham Junction lawyer would know this is not the case. For the life of me I don't know why the buyers are using a nationwide conveyancing firm as opposed to a conveyancing solicitor in Mitcham Junction. Having lived in Mitcham Junction for 5 years we know that this is a non issue. Should we contact our local Authority to obtain clarification that the buyers are looking for.
It sounds as though you may have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
Me and my brother purchased a semi-detached Edwardian property in Mitcham Junction. Conveyancing lawyer represented me and Britannia. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Mitcham Junction and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the work.
How does conveyancing in Mitcham Junction differ for newly converted properties?
Most buyers of new build premises in Mitcham Junction come to us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Mitcham Junction typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Mitcham Junction or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Mitcham Junction is where the house is located. Can you offer any advice?
Flying freeholds in Mitcham Junction are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mitcham Junction you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mitcham Junction may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.