I am assisting my step-mother sell her house in Mitcham Junction. Will the conveyancer order an energy assessment or do I organise this?
After the demise of Home Information Packs, energy assessments was retained a compulsory component of moving property. An energy performance certificate needs to be commissioned prior to the property being placed on the market. It is not a task that conveyancers normally arrange. If you are instructing a Mitcham Junction conveyancing practitioner they might be able to arrange energy performance certificates given their relationships with reputable Mitcham Junction providers
I am currently in the process of buying my council flat in Mitcham Junction. I have a mortgage offer with Leeds Building Society. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Leeds Building Society, you will need to appoint a solicitor on the Leeds Building Society conveyancing panel.
At last I have had an offer on a flat in Mitcham Junction accepted, the vendors do nevertheless have a tied purchase. The vendors have put an offer on somewhere, but it’s not yet agreed to, and are looking at other properties in the pipeline. I have instructed a nearby conveyancing solicitor in Mitcham Junction. What do I do now? At what point do I apply for the mortgage with Santander?
It is understandable to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx one thousand pounds, then survey, Mitcham Junction conveyancing search charges, etc). The first thing to do is check that your conveyancer is on the Santander conveyancing panel. Regarding the subsequent stages this very much depends on the specifics of your transaction, motivation for this property and on the state of the market. In a buoyant market some buyers would apply for the mortgage with Santander and pay for the valuation and only if it was satisfactory would they pay their lawyer to proceed with searches.
We are buying a property and the solicitor has identified Chancel Repair to which the house may be liable because it falls into the area of such a church. She has mentioned insurance. Is this really warranted for conveyancing in Mitcham Junction
Unless a prior acquisition of the property took place post 12 October 2013 you can expect solicitors carrying out conveyancing in Mitcham Junction to continue to propose a a chancel search and or chancel repair liability policy.
How does conveyancing in Mitcham Junction differ for new build properties?
Most buyers of new build or newly converted property in Mitcham Junction approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is ready to move into. This is because developers in Mitcham Junction typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Mitcham Junction or who has acted in the same development.
I am using a search engine for the term on line conveyancing in Mitcham Junction it reveals many solicitorslocally. With so much choice what is the best way to find the suitable conveyancer for my move?
The ideal method of finding the right conveyancer is through a personal recommendation, so seek the opinion of friends and family who have bought a property in Mitcham Junction or a local estate agent or financial adviser. Charges for conveyancing in Mitcham Junction differ, so it's advisable to request a minimum of three costs illustrations from different law firms. Make sure that you clarify what costs in the quote includes.
We expect to complete the sale of our £450,000 apartment in Mitcham Junction next week. The landlords agents has quoted £372 for Certificate of Compliance, insurance certificate and 3 years service charge statements. Is the landlord entitled to charge such fees for a leasehold conveyance in Mitcham Junction?
Mitcham Junction conveyancing on leasehold flats typically involves fees being raised by freeholders :
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Addressing pre-exchange enquiries
Where consent is required before sale in Mitcham Junction
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I am the registered owner of a ground-floor 1960’s flat in Mitcham Junction. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for a lease extension?
if there is a missing freeholder or if there is disagreement about what the lease extension should cost, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to arrive at the price.
An example of a Freehold Enfranchisement case for a Mitcham Junction premises is 50 & 52 Southcroft Road in September 2013. The tribunals own valuation determined that the premium payable should be £29,000 This case affected 2 flats. The remaining number of years on the lease was 86.11 and 60.64.
I have just started marketing my garden apartment in Mitcham Junction.Conveyancing lawyers have not yet been instructed but I have recently had a half-yearly maintenance charge invoice – what should I do?
The sensible thing to do is pay the invoice as normal given that all rents and maintenance charges will be allottedas part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process