We are purchasing a 2 bedroom flat in Beddington South with a mortgage. We have a Beddington South lawyer, however the bank says she’s not on their "panel". We have to appoint one of the lender panel firms or continue with our Beddington South conveyancer as well as pay for one of their panel firms to represent them. We regard this is inequitable; can we not require that the mortgage company use our Beddington South conveyancer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Beddington South conveyancing solicitor to apply to be on the conveyancing panel.
My lender has recommended a law firm on their panel based in Beddington South but I would rather use a conveyancing lawyer in Beddington South or nearer to where I live. Are you able to assist?
The minority of Beddington South conveyancing firms are approved and listed on all lender’s conveyancing panel. Please make use of our find an approved solicitor tool to find a Beddington South conveyancing solicitor on the on the mortgage company panel.
My wife and I purchased a renovated Edwardian property in Beddington South. Conveyancing lawyer acted for me and Chelsea Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the matching address. Is it worth asking Chelsea Building Society to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Beddington South and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing lawyer who conducted the work.
I am buying a new build apartment in Beddington South. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Beddington South
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Please supply a car parking plan. Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Taking into account that I am about to spend hundreds of thousands of pounds on a property in Beddington South I would like to talk to a lawyer about myhome move in advance of instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer due to be doing your conveyancing in Beddington South.There is no ‘factory style conveyancing’ - each client is unique person, not a matter reference. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Beddington South should be the figure that you are charged.
As co-executor for the will of my grandmother I am selling a residence in Swansea but I am based in Beddington South. My solicitor (who is 235 kilometers from meneeds me to sign a statutory declaration before the transaction finalising. Could you suggest a conveyancing lawyer in Beddington South to witness this legal document for me?
Technically speaking you are unlikely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are based in Beddington South