I am the registered owner of a freehold property in Hackbridge but still invoiced for rent, why is this and what is this?
It’s unusual for properties in Hackbridge and has limited impact for conveyancing in Hackbridge but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 will be extinguished.
My wife and I have recently appointed a conveyancing solicitor in Hackbridge. I I would like to check if they are accepted on the Bank of Scotland approved list of lawyers. Can you or the lender confirm if they are on the panel?
You should e-mail the lawyer and enquire if they can act for the bank. Otherwise you should call Bank of Scotland who may be able to help.
Have just purchased a repossessed house at auction in Hackbridge. Conveyancing is needed. What is next?
Given that you have now to all intents and purposes signed on the dotted line you now have to appoint a conveyancing lawyer as a matter of priority as you are faced with a tight a fixed date to complete the transaction. Every auction property will ordinarily have an associated auction pack. This will likely include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold premises the legal papers should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to leasehold premises. You should pass this on to the lawyer working for you ASAP. Do make sure that your finances are organised to complete on the date specified in the contract.
Forgive me if this question is silly but I am unexperienced as FTB of a garden flat in Hackbridge. Do I collect the keys to the property on the completion date from my solicitor? If this is the case, I will appoint a High Street conveyancing solicitor in Hackbridge?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will arrange to send the purchase money to the owner’s lawyers, and shortly after the monies have arrived, you will be able to pick up the keys from the Estate Agents and start moving into the property. Usually this happens early afternoon.
We are getting the release of further funds on our home loan from RBS as we want to conduct improvements to our house in Hackbridge. Do we need to select a bricks and mortar Hackbridge solicitor on the RBS conveyancing panel to deal with the paperwork?
RBS would not normally instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS conveyancing panel.
The deeds to my home can not be found. The conveyancers who conducted the conveyancing in Hackbridge 10 years ago have long since closed. What do I do?
You no longer need to hold title original deeds to evidence that you own the land or premises, as the Land Registry have everything they need in a digital format.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Hackbridge is the location of the property. Can you shed any light on this issue?
Flying freeholds in Hackbridge are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hackbridge you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hackbridge may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I will soon part with 450k on a two bedroom apartment in Hackbridge I wish to have a conversation with the conveyancer concerning thehouse move prior to giving the go ahead to the firm. Is this something that you can arrange?
This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the conveyancer who will be carrying out your conveyancing in Hackbridge.There is no ‘factory style conveyancing’ - every client is an important individual, not a file reference. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Hackbridge should be the amount on the final invoice that you are charged.