My wife and I have lately bought a house in Hackbridge. We have noticed several issues with the property which we suspect were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that should have been ordered for conveyancing in Hackbridge?
The query is vague as what problems have arisen and if they are unique to conveyancing in Hackbridge. Conveyancing searches and investigations undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, the vendor fills in a form referred to as a Seller’s Property Information Form. If the information is incorrect, you could possibly take legal action against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Hackbridge.
I am mortgaging my house in Hackbridge, does my lawyer need to be on the Kent Reliance Conveyancing panel?
In theory, you could use a solicitor that is not on the Kent Reliance conveyancing panel, but Kent Reliance would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
My father informed me that in purchasing a property in Hackbridge there could be a number of restrictions affecting the ability to carry out external alterations to the property. Is this right?
There are a number of properties in Hackbridge which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Hackbridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
We expect to receive a OIP from Santander this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Santander recommend any Hackbridge solicitors on the Santander conveyancing panel, or is it better to go independently?
You will need to appoint Hackbridge solicitors independently although you'll need to choose one on the Santander conveyancing panel. The solicitor represents both you and Santander through the process.
I am due to exchange contracts on my flat. I had a double glazing fitted in April 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Leeds Building Society are being difficult. The Hackbridge solicitor who is on the Leeds Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Leeds Building Society are requiring a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some fast conveyancing in Hackbridge as I am faced with an ultimatum to sign on the dotted line inside 4 weeks. Luckily I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a cash purchaser you are at liberty not to have searches conducted although no conveyancer would advise that you don't. With plenty of history conveyancing in Hackbridge the following are examples of issues that can be revealed and therefore impact market value: Enforcement Actions, Overdue Charges, Outstanding Grants, Road Schemes,...
I have recentlydiscovered that Stirling Law have closed. They carried out my conveyancing in Hackbridge for a purchase of a leasehold flat 10 months ago. How can I check that my home is registered correctly in the name of the former proprietor?
The easiest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hackbridge conveyancing specialists.
My husband and I are four weeks into a freehold purchase having been directed to conveyancers by the estate agent to do our conveyancing in Hackbridge. I am am extremely disappointed with the quality of service. Can you help me find new solicitors?
A solicitor would need to be really bad to suggest diss instructing them. Has the mortgage been generated? In the event that it has you need to make them aware of the new contact details and have the mortgage documents are re-issued. Your new conveyancer should be on the banks panel to avoid escalating expenses and complications. So that should be your first question of the new solicitors. The search tool will help you find a lender approved conveyancer for your conveyancing in Hackbridge