I am getting a offer of a home loan from Nat West. My intention is to enlist the help of a Licensed Conveyancer in Wapping. Does the Nat West Conveyancing panel include Licensed Conveyancers?
The Nat West conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
We note that you have a post code search directory identifying law firms on the Bank of Ireland conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Wapping?
We are a listing service only for law firms wishing to communicate if they are on the Bank of Ireland conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Wapping.
I am looking to buy a flat and require a conveyancing solicitor in Wapping who is on the National Westminster Bank approved. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for National Westminster Bank in certain locations such as Wapping. We dont recommend any particular firm.
I am helping my step-mother sell her property in Wapping. Does the conveyancer arrange an energy performance certificate or it is for me to see to?
After the demise of Home Packs, EPC’s was maintained a mandatory part of selling a house. An EPC must be to hand in advance of the property being placed on the market. It is not as aspect of the sale process that solicitors normally organise. If you are using a Wapping conveyancing lawyer they might help arrange energy assessments due to their contacts with long established local assessors
I am purchasing a 4 bedroom semi-detached house in Wapping. Our aim is to an extension at the rear at the house.Will legal investigations on the property include checks to ascertain if these works are prohibited?
Your solicitor should check the registered title as conveyancing in Wapping will on occasion reveal restrictions in the title documents which prohibit certain alterations or necessitated the consent of another owner. Many additions need local authority planning permissions and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I currently have a mortgage with RBS for my property in Wapping. Conveyancing has been completed a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?
You must advise RBS prior to renting your property as this is likely to be a breach of RBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. You need not do this via a RBS conveyancing panel solicitor.
I used Stirling Law a few years past for my conveyancing in Wapping. I now require my file but the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Wapping of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I've recently found out that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Wapping is the location of the property. Can you offer any advice?
Flying freeholds in Wapping are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wapping you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wapping may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.