Can your site be used to locate a Conveyancing solicitor in Wapping even where I’m not buying or disposing of a house, for example where I wish to acquire a shop in Wapping with a mortgage from Santander?
Our comparison service is mainly there to find domestic conveyancing solicitors in Wapping but we have listed towards the bottom of this page some Wapping commercial conveyancing firms. You will need to speak with the company directly to check if they are also authorised to represent Santander
I am considering applying for a Nationwide mortgage for purchase of a new build (under development) in Wapping with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Nationwide ?
There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
I'm the single recipient of my late father’s estate with all property in now in my sole name, including the house in Wapping. Conveyancing formalities meant that the Land Registry date was in July. I plan to dispose of the property. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship will be treated the same way as though I had purchased the property in July. Do I have to wait half a year to sell?
The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. Some mortgage companies would take a sensible view as this obligation chiefly exists to capture subsales or the quick reselling of properties.
Can I be sure that the Wapping conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Wapping obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always suggest that you speak with the solicitor handling your conveyancing.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Wapping solicitor on the HSBC panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
Just bought a terraced house in Wapping , What is the estimated time for the Land Registry to register my title? My Wapping conveyancing solicitor has been painfully slow, so I want to be certain that my ownership is recorded.
There is nothing unique when it comes to conveyancing in Wapping registration formalities. As opposed to being determined by geographic area, timescales can differ subject to the party submitting the application, whether there are errors and whether the Land registry must send notices to any other parties. Currently in the region of three quarters of such applications are completed within two weeks but some can be subject to protracted hold-ups. Historically registration is effected once the buyer has moved in to the premises therefore registration formalities is not typically top priority yet where it is urgent that the the registration takes place urgently then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.
I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Wapping is the location of the property. What do you suggest?
Flying freeholds in Wapping are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wapping you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wapping may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
We are 3 weeks into a leasehold purchase having been directed to conveyancers by the selling agent to do our conveyancing in Wapping. We are not happy. Can you you assist me in finding new conveyancers?
They would have to be really bad to suggest changing them. Has your mortgage offer been sent? If so you need to make them aware of the new contact details and ensure the offer are re-issued. Your new solicitor ideally should be on the lenders approved list to avoid added charges and delays. That should be your starting point. Our find a solicitor tool should help you find a lender approved conveyancer for your conveyancing in Wapping