I instructed a high street lawyer for my conveyancing in Whitechapel last week. After carefully reading the Terms I seeI am on the hook for fees even if the sale aborts. Would I be best advised to appoint a web based firm offering no move no charge conveyancing in Whitechapel?
It is usually a trade off in that if "No Sale No Fee" is offered then the fee levels will generally be uplifted to cover the transactions that do not go ahead. Do bear in mind that these offerings generally do not cover expenditure by way of example Whitechapel conveyancing search fees.
Two weeks ago we had a mortgage agreed in principle with Skipton. Whitechapel conveyancing lawyers have been selected. How long does it take for Skipton to issue the offer to the solicitor?
Some lenders take longer than others. Have Skipton done the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I had an offer accepted on an apartment in Whitechapel on 22/10/2025, valuation was booked 4 days after, all came back fine. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Barclays have agreed my mortgage in principle, my offer on a flat in Whitechapel has been agreed to, what happens next?
Your estate agent will need to know who your solicitors are (ensure that the conveyancers are on the lender’s approved list). Telephone Barclays or the financial adviser and finalise any appropriate documentation. Barclays will instruct a valuer who will get in touch with the selling agent or vendor to book a slot for the valuation to occur. Once conducted (assuming no problems) it takes approximately a week to receive the mortgage offer. Barclays will issue the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Whitechapel.
I have been on the look out for a flat up to £305k and found one round the corner in Whitechapel I like with a park and transport links nearby, the downside is that it's only got 49 years unexpired on the lease. There is not much else in Whitechapel suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan that many years will be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you may request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
In my capacity as executor for the estate of my grandfather I am selling a house in Neath but live in Whitechapel. My solicitor (who is 250 miles from merequires that I sign a stat dec before completion. Can you recommend a conveyancing solicitor in Whitechapel who can attest this legal document for me?
strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are located in Whitechapel
I am in need of some leasehold conveyancing in Whitechapel. Before I get started I would like to find out the remaining lease term.
If the lease is registered - and most are in Whitechapel - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Following years of negotiations we cannot agree with our landlord on how much the lease extension should cost for our flat in Whitechapel. Can we issue an application to the Residential Property Tribunal Service?
if there is a absentee landlord or where there is dispute about the premium for a lease extension, under the relevant legislation you can apply to the First-tier Tribunal (Property Chamber) to determine the amount due.
An example of a Freehold Enfranchisement case for a Whitechapel premises is 1-41 Royal Tower Lodge 40 Cartwright Street in April 2013. the tribunal adding the agreed value of capitalised ground rents and the reversion the price to be paid for the freehold was £1,187,000 This case was in relation to 41 flats. The unexpired term was 107 years.
My 20yr old son is just in the process of moving home, he had his mortgage in principle. After the seller agreed the offer on the flat we called the mortgage company to issue the formal offer. We were very surprised to hear that mortgage companies do not accept all lawyer, they must be on their panel, is this correct?
Lenders normally restrict either the type or the number of conveyancing firms on their approved list of lawyers. Typical examples of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that banks have no responsibility for the quality of advice provided by any Whitechapel lawyer on their panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, conveyancing is not their speciality. To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime? Unlikely.