Will my conveyancing lawyers need to check that the building insurance when buying a house in Cheddleton. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/2/2026, the requirements read as follows :
Is it the case that all Cheddleton solicitor practices on the UBS conveyancing panel are governed by the SRA?
As solicitors, in order to be on the UBS conveyancing panel they would need to be regulated by the SRA. Some banks do list licenced conveyancers on their panel in which case such practice would be regulated by the CLC.
I have paid off my mortgage with TSB. I assume I don't need a Cheddleton property lawyer on the TSB panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
About to purchase apartment in Cheddleton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Leeds Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Cheddleton solicitor is on the Leeds Building Society conveyancing panel.
We are purchasing a property and the lawyer has mentioned Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this really warranted for conveyancing in Cheddleton
Unless a previous acquisition of the premises completed post 12 October 2013 you could assume that conveyancing practitioners handling conveyancing in Cheddleton to remain encouraging a chancel search and or insurance against a claim.
How does conveyancing in Cheddleton differ for newly converted properties?
Most buyers of new build property in Cheddleton contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is built. This is because developers in Cheddleton tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cheddleton or who has acted in the same development.
Should I appoint a Cheddleton conveyancing practitioner who is local to the property I am hoping to buy? We have a good friend who can conduct the legal formalities but his firm is located 300kilometers away.
The benefit of a local Cheddleton conveyancing practice is that you can pop in to sign documents, hand in your ID and apply pressure on them where appropriate. Having local Cheddleton know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and they were impressed that must surpass using an unfamiliar Cheddleton conveyancing solicitor solely due to them being round the corner.
I see that you have a post code search directory identifying law firms on the mortgage company conveyancing panel. Do Cheddleton conveyancing firms pay you a referral fee if I retain them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Cheddleton.