I am purchasing an apartment in Wellington. My lawyer has never been on on the mortgage company conveyancing panel. Am I still permitted to retain my Wellington conveyancing solicitor notwithstanding that they are excluded from the bank panel?
Various options include
- Proceed with your existing Wellington lawyer but your mortgage company will no doubt appoint a conveyancer on their conveyancing panel. This will result in additional fees together with likely interruption.
- Choose a new lawyer to act in the purchase, making sure they are on the mortgage company conveyancing panel.
- Convince your conveyancing practitioner to do everything possible to get listed on the mortgage company panel of solicitors
My husband and I are acquiring a newly built flat in Wellington and my conveyancer is advising me that she is duty bound to the lender to reveal incentives from the builder. I am under pressure to exchange and I don't want to prolong deal. Is my lawyer right?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a bank panel is to comply with the UK Finance Lenders’ Handbook conditions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
We are purchasing a property and the conveyancer has mentioned Chancel Repair for which the house could be obligated to pay given it’s proximity to the area of such a church. He has mentioned insurance. Is this really necessary for conveyancing in Wellington
Unless a prior acquisition of the house completed post 12 October 2013 you could assume that solicitors carrying out conveyancing in Wellington to continue to propose a a chancel search and or insurance against a claim.
Should I be suspicious that third parties that I am dealing with are encouraging me to use a national conveyancing firm rather than a High Street Wellington conveyancing firm?
As with many service providers, often referrals from connections can be worth their weight in gold. But there are numerous players in a conveyancing deal; estate agents, financial adviser and lenders might all put forward lawyers to use. Sometimes the solicitors might be known to one of the organisations as one of the best in their field, but sometimes there behind the scenes financial incentive behind the recommendation. You have the right to choose your preferred conveyancer. However, bear in mind that some mortgage providers specify a panel list of conveyancers you have to use for the lender related work in your house move.
I need to instruct a conveyancing lawyer in Wellington for my purchase. Can I review a solicitor's record with the profession’s regulator?
Members of the public can search for published Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find information about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training reasons.
A licensed conveyancer handled my conveyancing in Wellington half a dozen years past having retained my registration documents but has now closed – What steps do I now take to get hold of these?
Deeds, as such, no longer exist as most homes in Wellington are registered digitally at Land Registry. Should you need to prove ownership or are disposing of or re-mortgaging your solicitor can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.