My wife and I are refinancing our maisonette in Wellington with Principality. We have a son 18 who lives with us. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the property is repossessed. I have two questions (1) Is this document specific to the Principality conveyancing panel as he never had to sign this form when we purchased 5 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?
First, rest assured that your Principality conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Principality. This is solely used to protect Principality if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Principality had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Wellington. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/4/2026, the requirements read as follows :
I require expedited conveyancing in Wellington as I am under pressure to exchange contracts within one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?
As you are are a cash purchaser you have the choice not to have searches conducted although no solicitor would suggest that you don't. With plenty of history conveyancing in Wellington the following are examples of what can arise and therefore impact the marketability of the property: Enforcement Notices, Outstanding Charges, Outstanding Grants, Road Schemes,...
I've recently found out that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Wellington is the location of the property. Can you shed any light on this issue?
Flying freeholds in Wellington are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Wellington you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wellington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help search for a Wellington law firm on the Birmingham Midshires conveyancing panel? I drive a motor bike and am prepared to travel upto 10kilometers to meet the conveyancer.
You can use the facility on this website. Please pick a lender and your location and you will see a number of Wellington conveyancing lawyers located nearest you. We have detailed some Wellington conveyancing firms towards the end of this page and you can contact them to verify whether they are on the Birmingham Midshires member panel
In surfing the world wide web for the phrase on line conveyancing in Wellington it reveals many solicitorsin the vicinity. How do I determine which is the suitable solicitor for me?
The best method of choosing the right conveyancer is via trusted testimonial, so enquire of friends and those you trust who have bought a property in Wellington or the respected estate agent or mortgage broker. Fees for conveyancing in Wellington vary, so it's sensible to obtain a minimum of four fee estimates from varying types of companies. Be sure to seek confirmation what costs in the quote includes.