I have just started taking steps with the intention of transferring my domestic loan to a BTL The Mortgage Works mortgage. I have been informed by my broker that I must appoint a lawyer as part of the process. I had a chat my previous Wellington conveyancing solicitor who dealt with the legals when I previously acquired the property. The fee calculation sent of £550 is an eye-watering amount to do this as I am not require purchase conveyancing - it’s simply a bog-standard refinance.
The estimate fees seem a tad high. Where you are willing to invest time contrasting costs you could decrease the fees marginally by perhaps a hundred pounds. That being said, assuming were pleased with the conveyancing the firm provided you couldcome to regret choosing an a cheaper conveyancer. If is important to check that the conveyancer can act for The Mortgage Works. Do utilise our search tool to select a Wellington conveyancing firm on the The Mortgage Works conveyancing panel, which can often include conveyancing solicitors in Wellington.
My Wellington lawyer has uncovered a difference between the assumptions in the home valuation survey and what is in the title deeds. My solicitor says that he is duty bound to check that the bank is OK with this discrepancy and is still content to lend. Is my conveyancer’s course or action appropriate?
Your lawyer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am thinking of mortgaging my flat in Wellington, does my lawyer have to be on the Kent Reliance Conveyancing panel?
In theory, you could use a solicitor that is not on the Kent Reliance conveyancing panel, but Kent Reliance would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
We are purchasing a property in Wellington. It might be a silly question but how we can trust a conveyancer? On the day of competition we will need to deposit funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
My bid for a property was accepted at auction in Wellington. Conveyancing is necessary. What are my next steps?
Now that you have exchanged you will need to find a conveyancing solicitor soon as you now have a tight a drop dead date to complete the property. Every auction property will ordinarily have a corresponding legal set of papers. This should include most,if not all of the documents that your lawyer will need. Where you are dealing with leasehold premises the conveyancing papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to leasehold premises. You must give this to the solicitor working for you at the earliest opportunity. You also need to ensure that you have funds in order to complete the transaction on the set completion date.
I am selling my flat. I had a double glazing fitted in October 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Santander are being difficult. The Wellington solicitor who is on the Santander conveyancing panel is saying indemnity insurance will be fine but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How easy is it to switch firm as I need to choose one who is on the Platform Home Loans Ltd conveyancing panel. I had appointed a high street conveyancing solicitor in Wellington five minutes from me but she is not accepted by Platform Home Loans Ltd
It would be our pleasure to help you select a conveyancing solicitor in Wellington on the Platform Home Loans Ltd panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Wellington. Using the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Wellington.
I have been sourcing a conveyancing solicitor in Wellington for my home move. Is there any facility to review a solicitor's record with the profession’s regulator?
Anyone may search for presented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The regulator sometimes monitor call for training requirements.