My partner and I intend to remortgage our apartment in Bishops Lydeard with Skipton. We have a son 18 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is repossessed. I have two questions (1) Is this document specific to the Skipton conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) Does our son by signing this extinguish his entitlement to inherit the property?
First, rest assured that your Skipton conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Skipton. This is solely used to protect Skipton if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Skipton had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
We are buying a flat and need a conveyancing solicitor in Bishops Lydeard who is on the Santander solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Bishops Lydeard.
We just had an offer accepted to purchase with Loughborough BS. We have called around locally but am unable to find a Bishops Lydeard conveyancing firm on the Loughborough BS panel. Can you assist?
Please do take advantage of the search tool on this page. Pick the building society and type Bishops Lydeard or your preferred area and you will discover a number of lawyer located in Bishops Lydeard or nearest you.
Forgive me if this question is silly but I am unseasoned as a first time purchaser of a ground floor flat in Bishops Lydeard. Do I pick up the keys to the property on the completion date from my conveyancer? If this is the case, I will use a High Street conveyancing solicitor in Bishops Lydeard?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the purchase money to the owner’s conveyancers, and once they have received this, you should be invited to receive the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.
The formalities of my purchase has taken place for my property in Bishops Lydeard. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am due to exchange contracts on my apartment. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Coventry BS are being a right pain. The Bishops Lydeard solicitor who is on the Coventry BS conveyancing panel is recommending indemnity insurance as a solution but Coventry BS are requiring a building regulation certificate. Why do Coventry BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Coventry BS have referred the matter to their valuer. The reason why Coventry BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Is it possible to change firm as I have to find one who is on the Coventry Building Society conveyancing panel. I hired a local conveyancing solicitor in Bishops Lydeard round the corner but he is not approved by Coventry Building Society
We will our best to assist in finding you a conveyancing solicitor in Bishops Lydeard on the Coventry Building Society panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Bishops Lydeard. In utilising search facility on this site, you can compare costs for conveyancing solicitors in Bishops Lydeard and throughout England and Wales.
In my capacity as executor for the estate of my uncle I am disposing of a residence in Monmouth but live in Bishops Lydeard. My conveyancer (based 235 kilometers awayhas requested that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Bishops Lydeard who can attest and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are located in Bishops Lydeard