My mortgage broker says he needs my Cullompton lawyer’ panel member for the HSBC conveyancing panel. How do I obtain this. I have contacted my local Cullompton office but they don't know it.
You are best placed to get this information from your Cullompton property lawyer . They keep a central record lender panel numbers.
Can I use your services to locate a Conveyancing solicitor in Cullompton even if I’m not purchasing or selling a house, for example where I wish to buy a shop in Cullompton with a mortgage from Bank of Ireland?
Our comparison service is mainly there to select residential conveyancing solicitors in Cullompton but we have recorded at the end of this page some Cullompton commercial conveyancing firms. You will need to enquire with the firm directly to establish if they are also authorised to represent Bank of Ireland
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Cullompton. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 4/9/2025, the requirements read as follows :
I happen to be the single beneficiary of my late grandmother’s will with all property in now in my sole name, including the my former home in Cullompton. The Cullompton property was put into my name in August. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my proprietorship will be considered the same way as though I had purchased the house in August. Do I have to wait 6 months to sell?
The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Some mortgage companies would take a practical view as this obligation is primarily there to pick up on subsales or the quick reselling of property.
Is there a list of Aldermore panel solicitors in Cullompton on the Council of Mortgage Lender’s Website?
No. There is no such directory service on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings open the public online. If you are seeking to appoint a Cullompton lawyer on the Aldermore please use our tool.
I am buying a property in Cullompton. One unusual aspect is that the roof has a solar panel. Lloyds have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Lloyds your lawyer must comply with the formal requirements contained in Section two of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook contains minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Lloyds where a lease fails to satisfy these specifications. The conditions relate to the installation of panels on properties in England and Wales and is not limited to Cullompton.
I used Action Conveyancing several years ago for my conveyancing in Cullompton. Now, I need the documents but the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cullompton of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
We had our home loan agreed in principle on Tuesday with our lender. We have retained a local conveyancer in Cullompton last week. Today, our broker contacted us saying that the mortgage company said that we cannot use our solicitor as they aren't on their panel. As novices, we did not have a clue that the mortgage company had a say Is this allowed?
You are permitted to instruct any lawyer you prefer to use for your conveyancing in Cullompton however if they are not on the your bank's panel you would have to pay additional cost so the bank can appoint their own solicitors as well to protect their interest. It may be conceivable that your solicitor may apply to get included on to the lender panel. You can use online search facilities including lenderpanel.com to find a conveyancing solcitor in Cullompton on the bank panel. You can go into your local bank branch in Cullompton. They will know some good conveyancing solicitors in Cullompton on the mortgage company panel.