Can your site be used to recommend a Conveyancing solicitor in Wiveliscombe even if I’m not purchasing or disposing of a house, for instance where I intend to buy a shop in Wiveliscombe with a loan from HSBC Bank?
Our comparison service is predominantly there to find domestic conveyancing solicitors in Wiveliscombe but we have listed towards the end of this page a selection of Wiveliscombe commercial conveyancing firms. You should speak with the solicitors directly to check if they are also authorised to represent HSBC Bank
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Wiveliscombe. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/9/2026, the requirements read as follows :
is it true that all Wiveliscombe solicitor firms on the Skipton conveyancing panel are governed by the SRA?
As solicitors, in order to be on the Skipton conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Some banks do allow licenced conveyancers on their panel in which case such organisation would be governed by the Council of Licensed Conveyancers.
I am selling my house. I had a double glazing fitted in January 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Leeds Building Society are being difficult. The Wiveliscombe solicitor who is on the Leeds Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer on a detached house in Wiveliscombe has been agreed to, but there is a chain. The vendors have offered on a property, but it’s not yet tied up, and are looking at other apartments booked. I have selected a high street conveyancing solicitor in Wiveliscombe. What should be my next step? When should I get the mortgage application with Clydesdale going?
It is normal to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then survey, Wiveliscombe conveyancing search fees, etc). The first course of action is to ensure that your lawyer is on the Clydesdale approved list. As to the next steps this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. During a buoyant market many purchasers would apply for the mortgage with Clydesdale and pay for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to proceed with searches.
Should our lawyer be raising enquiries concerning flooding as part of the conveyancing in Wiveliscombe.
Flooding is a growing risk for conveyancers carrying out conveyancing in Wiveliscombe. There are those who purchase a house in Wiveliscombe, completely expectant that at some time, it may suffer from flooding. However, aside from the physical destruction, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Solicitors are not best placed to give advice on flood risk, however there are a numerous checks that may be carried out by the purchaser or on a buyer’s behalf which can figure out the risks in Wiveliscombe. The conventional set of information given to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard inquiry of the owner to find out if the property has historically flooded. If the premises has been flooded in past which is not disclosed by the owner, then a purchaser may commence a claim for damages as a result of such an misleading reply. A purchaser’s lawyers should also carry out an environmental report. This should indicate whether there is any known flood risk. If so, more detailed inquiries should be initiated.
I am looking for a flat up to £235,500 and identified one close by in Wiveliscombe I like with open areas and station nearby, the downside is that it's only got 52 remaining years left on the lease. I can't really find anything else in Wiveliscombe in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
Should you need a home loan that many years will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
What is the reason for my property lawyer requiring various items of identification ahead of starting my conveyancing in Wiveliscombe?
Wiveliscombe conveyancing practitioners are required by the Law Society, SRA, HMLR and current AML Regulations to certify that the have checked the identity of their clients. It is also sometimes a requirement of your mortgage offer. In addition they have to complete various forms, particularly those relating to SDLT and need to have details such as your full names, national insurance number and date of birth.